Anyone want to join me? Awaiting Mortgage decision...

DaisyRose_3

Agree plumfin, has also helped me stay calm and gets rough idea of how long things should take congrats to all that have their keys and fingers crossed to all of us waiting!

[Deleted User]

15/01 sold my flat
18/01 viewed house
20/01 first and second offer rejected
21/01 third offer accepted
23/01 full application with Natwest Help to Buy awaiting further developments...
27/01 call from underwriters need copy hope OH P60 which will show £5k more then what the mortgage man put down because of overtime so not worried about that. Do you think they will accept a fax or scanned email or will they need to see the original.
28/01 sent P60 by email to guy in branch
01/02 called natwest not had p60 forwarded arghhhh :mad:

BelleBot

I'm on mortgage application number 2

27/01/14 Offer made.
28/01/14 Offer accepted.
28/01/14 - 31/01/14 After much hoo hah with the building society and not being able to get an appointment for 3 weeks I'm finally told I can apply over the phone.
31/01/14 DIP over the phone.
31/01/14 Phone application made.
03/02/14 Valuation booked.

Now I just wait.

This time they wanted proof of rent being paid, unfortunately i don't pay rent, my ex does, I pay all the bills instead. So I now have to rely on the letting company providing a good reference.

robdevil

Help To Buy and First time Buyers 95%LTV

18/01/14 Got AIP from Halifax
21/01/14 Found House
24/01/14 House Viewing
25/01/14 First offer rejected, next offer sent
27/01/14 Decided to go with asking price and accepted(love house so much)
28/01/14 EA visited and Solicitors Instructed
01/02/14 Full Application submitted and Valuation booked(Halifax)

DaisyRose_3

Robdevil you're not far behind me. Hoping to hear back from my valuation tomorrow. Also with Halifax *fingers crossed

ispookie666

9 & 20/11 - Offer Accepted
5/12 - Finally application put in my MA
12/12 - Valuation done
16/12 - Mortgage offer from Halifax
Christmas time -- hey ho.. every one is closed for two weeks
5/1/14 - searches
28/1/14 - Singed contract documents, awaiting clarifications from vendors solicitors
Hopefully exchange this week.

DaisyRose_3

Wow ispooky666 so all has gone quite quick since you had your mortgage offer really.
My solicitors haven't done a thing yet, haven't filled out a thing I'm hoping their part doesn't drag on too long.

I'd be so happy to have my keys in March and be done with this anxiety!

Dalmation

I phoned the HSBC mortgage line this morning to try and get an update and make sure they had everything they needed. I was the told that because I'd applied in branch they weren't able to talk to me and I needed to talk to the in branch advisor. That's great - but he only works part time and isn't in until Wednesday. Ho hum, more waiting......
Also - isn't it annoying that you can't actually speak to your own branch!!!?

JasonBrown83

After receiving our DIP early last month uur full mortgage application was submitted to the Abby this morning by our mortgage advisor, Im soooo nervous its not even funny. I think Im going to be a bag on nerves until we get the decision.

DaisyRose_3

The waiting is proving to be the worst part!

Had my valuation on Thursday said we would find out the result within 48hours. Stupid weekend got in the way am now a bag of nerves waiting for a call. Hoping I will have my mortgage offer by the end of the day!?