Anyone want to join me? Awaiting Mortgage decision...

toc25

Congrats Luckyg :beer:
Today I have had some change on the natwest mortgage tracker finally. Weirdly they put notes on for each document they received this morning. Then they repeated the same notes again at lunch time. Not sure why they did that?? Any way it's driving me mad now. I just want to be put out of my misery now :rotfl:

toc25

Ladyg, I know what you mean it's very stressful. With a bit of luck it will be all worth it and no need for a life purgatory on the welfare state :rotfl:

LuckyG

Thank you toc25, I'm sure it won't be too long for you now.
The wait for the definitive answer is horrible, but it will be worth it.
Glad I took the risk and paid me solicitors to start the searches last Monday now

LuckyG

My solicitors not me

toc25

Update - Just got an email to say it's approved subject to valuation!! Yay :beer: :j
Now just got to wait 2 weeks for that :eek:


20/5 natwest mortgage app submitted in branch

22/5 money taken for valuation and got text to say being done 8/06

25/5 Email to say mortgage approved subject to valuation

LuckyG

Wonderful news toc25 :j

LJayneE

My boyfriend and I are FTB. We initially went with NatWest, who although were quite helpful, refused us at application stage because they couldn't find any proof of us paying rent and utility bills (we live with my in-laws), so they were doubtful we could pay them in our first house. How ridiculous. Would never recommend NatWest to any FTB!

Our mortgage broker has put us with Virgin and we have had a fairly smooth ride till now (touch wood). Our DIP was referred and looked at by an underwriter who approved it. Our supporting evidence has just gone in for the UW and the valuation has just been instructed. Does anyone know if this is looking promising, when the valuation is instructed?

jlaw4

Hi all!

I applied with bank of ireland on 24/04/2017
Valuation 05/05/2017
Extra info 10//05/2017
All extra info sent by 12/05/2017
Referred to Head office for extra audit 12/05/2017
After waiting what felt like an age... mortgage offer 25/05/2017!!

Its been so long winded but not over yet as they've wrongly put freehold instead of leasehold... hoping its the last delay as we have to vacate our rental on 14/06/2017, never been as stressed and excited all at once!

jadebee

coming to sit on the mortgage mat

We are FTB who have been looking for a house for over a year - Finally found the one

9th may - Saw house on rightmove and booked viewing
10th May - Viewed, loved, offer in
12th May - Offer accepted
15th May - Broker submitted full mortgage application
19th May - Documents requested - No paper proof of address so requested from bank and waiting
23rd May - Phone call from hospital - surgery bumped up to 26th of May (just what I needed)
25th May - All documents submitted before surgery.
26th May - Day in hospital - Successful operation.

Now we wait I haven't included the 70 millon drive bys we have done

Tea&Biscuits

Our application with Natwest -

Submitted application 22nd
Money for survey taken 25th

Not heard anything yet, is it a good sign they've taken the money for the survey?