Anyone want to join me? Awaiting Mortgage decision...

jm475

AIP 7th.
Full app 7th
Received by Santander 10th
Today - FINALLY - Application Agreed.
Santander

The relief is unreal.

I will say one thing to those waiting; If i can get it - with 5% deposit, a default (£90 - satisfied 3yr ago), existing car loan and regular use of my Overdraft then really....don't stress. I know other factors come into play but I was certain i would be shown the door. Very best of luck!

dannyrst

We've reserved a new build for our first home on Sunday 16th April and met with our mortgage broker Tuesday 18th April. We're going with a 5 year fixed rate with a 5% deposit and 20% HTB from the government.

Waiting for DIP to come through now and making first contact with solicitors. We've only got another 39 days to do everything! Very daunting.

TAWBristol

I've been watching this thread and can finally put my timeline in :-)

20/03 - DIP done through online broker ( for potential house our offer wasn't accepted on)
08/04 - Viewed new house and offered
08/04 - Offer accepted
10/04 - Full application with Natwest sent via broker.
11/04 - Valuation booked for 18th
13/04 - Application approved subject to valuation
18/04 - Valuation
19/04 - Full mortgage offer received!!!! :-) :T


Considering we've had Easter in the middle of this, I've had such a quick turnaround and am now beginning to get excited!!!!
9 days from application to offer, even with a long bank holiday weekend - amazing!

Lauralou79

We are awaiting our valuation with Natwest but considering it was Easter for 4 days after our application ( thurs 13th) they
approved it subject to valuation by the Tuesday afternoon! Brilliant from Natwest
Let's hope it carries on so smoothy

BLOW_FLY

Valuation and product fee taken by Halifax yesterday, two hours later the valuation surveyor called and is booked for this Friday.

Our MA said everything now is on automatic referral straight back to underwriters as only question / issue they have left outstanding is valuation survey before they sign it off.

BF

Sahmed660

Completion date for me tomorrow. Very excited but a bit nervous still hah

KTaneva

Wow sahmed good luck and don't forget to write when you take the keys !
My completion scheduled for 28th April .
Still nervous a bit same as u !

Sahmed660

KTaneva wrote: »

Wow sahmed good luck and don't forget to write when you take the keys !
My completion scheduled for 28th April .
Still nervous a bit same as u !

Got the keys today. Got a phone call from lawyer at 9.30am then TW called at about 10.30am to say we could come and get the keys

Big smile on my face all day. First time buyer so huge life event

Nikkinakkinoo2017

Sahmed happy new home

BLOW_FLY

Valuation surveyor from Halifax came round yesterday afternoon.

Formal mortgage offer from Halifax issued this morning 10am. ������

Hopefully should be able to exchange and complete next week....

BF