Anyone want to join me? Awaiting Mortgage decision...

spendinglikemad

OK so today was a bit stressful after chasing MB as was expecting to have offer this week he finds out they want a copy of employment contract as its <6 months since I started new job - typical as today I was really busy at work and not in office but I managed to email my contract through and eventually MB gives the good news that offer should be received on Monday (6th March) and fingers crossed he wants to book in meeting to sign docs

Feeling a bit less stressed now.

08 Feb - Offer accepted
09 Feb - Solicitor instructed
10 Feb - MB meeting
13 Feb - Survey done (full survey - for our purposes)
15 Feb - MIP done
16 Feb - Mortgage applications made (Natwest and Halifax BTL) and valuation fees paid
20 Feb - Valuation of residential property
20 Feb - Request for more info from underwriters
22 Feb - Valuation of BTL property
23 Feb - Request for more info from underwriters
03 Mar - Request for more info from underwriters

Hopefully I can update next week with offer received....

SLM

Bunneroo

Anyone dealing with L&C and Kensington who can give me an idea about timescales please? We have a DIP and they did a credit search a week ago but heard nothing since we applied 2 weeks ago on 20th Feb. We are buying a new build and they have given us 4 weeks... thank you!

Dizzy88

Hello, new to this thread too. I've also currently applied with Precise mortgages yesterday via my broker. Really nervous awaiting any kind of response from them! Building a new build also- good luck guys!

lcgoodac

Checked natwest tracker this afternoon and now changed to mortgage offer! Valuation was only done yesterday so was surprised to see if on offer but very happy!

jobert123

Also joining in on here after reading through all the posts, FTB purchasing a new build property:

13/02 - DIP
17/02 - House reserved with Miller Homes
24/02 - Meeting with mortgage broker for mortgage application, search fees paid to solicitor
01/03 - Mortgage broker submitted app to FCA for checking
03/03 - Mortgage application submitted to Skipton Building Society

And now we wait...

Blinky24601

Finally we can join this thread! Mortgage application with halifax on a 2 year fixed rate 90% ltv went in yesterday. Fingers crossed

LeagueOfWolf

Finally after 6 months of wasting money, applying for mortgage 3 times for 3 different properties with failed surveys. I received my offer on Friday! Wooohooo so exciteeeedddd fingers crossed now the search goes okay and the seller doesn't randomly pull out!

Timeline:

1st Feb - Made Offer
2nd Feb - Offer Accepted
9th Feb - MA applies for mortgage MIP same day
14th Feb - I appoint the solicitor
28th Feb - Survey
3rd March - Mortgage Offer Issued!!!

MistyMoo1

Hi all

Long time lurker - this thread has proved very useful!

Here is our timeline (currently renting)

10/2: Found a house literally up the road that looked perfect (its empty too bonus!)
10/2 Got a viewing that evening (loved it)
12/2: Viewed in daytime - still loved it
17/2: Third viewing (with mother in law as she is gifting deposit)
17/2: Same day saw mortgage broker - got a DIP with Santander
17/2: Estate agents called asking if we'd like to submit an offer - offered 10k less - ten minutes later got a call saying they accepted!
24/2: Submitted all details for mortgage (95% LTV) to MB / instructed solicitors
3/3: Checked credit score solicitors have run a check? (Is this normal?)
4/3: Received letter from solicitors saying the gifted letter needs doing again!!!! Santander need in writing that my MIL will not reside at the property (sigh) - also a bit miffed as its our first correspondence and they have put in regards to purchasing No 1 XXXX Street..............first off we are buying No 10 - secondly there isn't even a number 1 on the street!

Husband will drop off the new amended gifted letter at the solicitors and MB tomorrow, hoping to hear something soon as it is killing me

MistyMoo1

MistyMoo1 wrote: »

Hi all

Long time lurker - this thread has proved very useful!

Here is our timeline (currently renting)

10/2: Found a house literally up the road that looked perfect (its empty too bonus!)
10/2 Got a viewing that evening (loved it)
12/2: Viewed in daytime - still loved it
17/2: Third viewing (with mother in law as she is gifting deposit)
17/2: Same day saw mortgage broker - got a DIP with Santander
17/2: Estate agents called asking if we'd like to submit an offer - offered 10k less - ten minutes later got a call saying they accepted!
24/2: Submitted all details for mortgage (95% LTV) to MB / instructed solicitors
3/3: Checked credit score solicitors have run a check? (Is this normal?)
4/3: Received letter from solicitors saying the gifted letter needs doing again!!!! Santander need in writing that my MIL will not reside at the property (sigh) - also a bit miffed as its our first correspondence and they have put in regards to purchasing No 1 XXXX Street..............first off we are buying No 10 - secondly there isn't even a number 1 on the street!

Husband will drop off the new amended gifted letter at the solicitors and MB tomorrow, hoping to hear something soon as it is killing me

Update! MB called today we have the mortgage offer in the post woohooo!!!:beer:

Now the fun really begins with solicitors...

kimvincent2604

Tingy wrote: »

We're currently awaiting for Precise Mortgage to give us a Mortgage offer.. is anyone else waiting at the minute and had any luck with them. My broker said they are working 7 days behind

Any news on your mortgage with Precise? We are at 5 weeks so just behind you!