Anyone want to join me? Awaiting Mortgage decision...

orangesmartie

Lender just phoned me to 'check things'. Wanted me to confirm my name, address, phone number, email, employment status and address of purchase. Then said that was it and he was likely to make a decision today.


Feels a bit weird really.

KTaneva

Omg vics I am so happy for you!
Hope I receive my one soon also!
This waiting is killing me !

orangesmartie

Mortgage offer issued this evening! woohoo!

nliggins

I'm just joining in on this thread after watching and reading for the past couple of weeks, we applied through a Broker with skipton on monday 27th this is our time line:

Date Decision In Principle received 27/02/2017 1
Date application received 27/02/2017 Action Completed
Date Minimum Submission received 01/03/2017 Action Completed
Date case underwritten 08/03/2017 2
Date Valuation instructed 27/02/2017 Action Completed
Date Valuation expected 07/03/2017 Action Completed
Date Valuation received Pending Action Pending
Date case offered Pending Action Pending
Date Certificate of Title received Pending Action Pending
Proposed date of completion Pending Action Pending
Date mortgage completed Pending Action Pending

1 - 27 February 2017, 11:22:22
2 - Pending Decision - Information Required

We know from the vendor that the valuation has been carried out Friday 3rd March

We have chased our Broker today who has told us that it's waiting with the Senior underwriter.

It says todays date as date case underwritten but number 2 (information required) could this just be the valuation report? or might it be something else?

I noticed yesterday that Skipton had set up the direct debit from my bank account - is this a good sign?

It's been 8 working days today - am I just being totally impatient? I'm so nervous - I feel sick!

thank you in advance for any advice

vics007

KTaneva - I have my fingers crossed for you!!! Surely you will hear today or tomorrow?!
The first time round (property fell through) our mortgage offer came through by text at 20:36!!! x

KTaneva

Thanks . Yes , hopefully I will hear today or tomorrow . I just had an email from experian saying that there has been a hard search on my credit file . I've checked it ,and it's showing NationWide but with date on search on 27.02 ,more than week ago .
The worst thing in the world is to wait for long when u expect some big,important answer . I don't know how I will hold myself ������

ProudDad

nliggins wrote: »

I'm just joining in on this thread after watching and reading for the past couple of weeks, we applied through a Broker with skipton on monday 27th this is our time line:

Date Decision In Principle received 27/02/2017 1
Date application received 27/02/2017 Action Completed
Date Minimum Submission received 01/03/2017 Action Completed
Date case underwritten 08/03/2017 2
Date Valuation instructed 27/02/2017 Action Completed
Date Valuation expected 07/03/2017 Action Completed
Date Valuation received Pending Action Pending
Date case offered Pending Action Pending
Date Certificate of Title received Pending Action Pending
Proposed date of completion Pending Action Pending
Date mortgage completed Pending Action Pending

1 - 27 February 2017, 11:22:22
2 - Pending Decision - Information Required

We know from the vendor that the valuation has been carried out Friday 3rd March

We have chased our Broker today who has told us that it's waiting with the Senior underwriter.

It says todays date as date case underwritten but number 2 (information required) could this just be the valuation report? or might it be something else?

I noticed yesterday that Skipton had set up the direct debit from my bank account - is this a good sign?

It's been 8 working days today - am I just being totally impatient? I'm so nervous - I feel sick!

thank you in advance for any advice

Hey

Wouldn't worry about the number next to case underwritten as we literally got our offer through from skipton on Saturday and it still shows that.

Best of luck ours came through really quickly after the valuation came back.

Chris

nliggins

ProudDad wrote: »

Hey

Wouldn't worry about the number next to case underwritten as we literally got our offer through from skipton on Saturday and it still shows that.

Best of luck ours came through really quickly after the valuation came back.

Chris

oooh thank you I do hope so, it's such a nerve wracking process isn't it when your dream home rests on one persons decision

Well done on getting your offer, I really hope ours isn't far behind yours now

Nicki

in_my_bumble_opinion

Hi folks, not posted before in the thread but we received an email from our mortgage advisor earlier saying he had received a phone call from Natwest today telling him our mortgage has been fully approved and to expect a copy to be sent out in the next 48hrs.

So is that it then? Are there more hurdles to come?

jessnat995

Oh no. We have have had to send more Info in along the way. That is when the app was sent in