Anyone want to join me? Awaiting Mortgage decision...

jessnat995

Formal offer today from precise:)

was reduced but then gave full amount,

Applied on the 9th Feb 2017

Dizzy88

Hello jessnat- what was the process/timescales with Precise. We submitted application on Thursday. Hard credit check and valuation taken Friday. Precise requested p45 from previous teaching job today and a letter from my new school to confirm no probation period and permanent position from Jan onwards. They also requested land lines for mine and my husbands employer. Is this a good sign? Or could they keep requesting more and more!! Really anxious :rotfl:w

vics007

Mortgage offer received at 12:52 by text - paperwork being sent out!!


So:
23rd Feb Offer accepted by vendor + solicitor instructed.
27th Feb Mortgage appointment with Nationwide.
07th March - Mortgage offer.


Survey booked for 13th March. Fingers crossed for a good outcome!!


Boxes arrived today so will start packing this week.... Hurrah!!

orangesmartie

Heard from my advisor this morning who says:


"they are just waiting on the senior underwriter to do his final checks and you will receive the offer, which is great!"


so from that I'm assuming offer will be made to full value and I can stop panicking.

Hayleigh_Scotland

Hayleigh_Scotland wrote: »

Hi folks,

I've been a board lurker for a wee while now, so I thought I'd put my tuppence worth in seen as things are progressing with my application!

Also, just quickly want to thank everyone for their ongong input into this thread - seeing peoples experiences through this crazy stressful process has been comforting - so thank you all!

04/02 - First viewing of 'the house'
12/02 - Second viewing of 'the house'
13/02 - First offer in
16/02 - First offer accepted
23/02 - Meeting with Mortgage Broker
24/02 - Application submitted with Virgin Money
28/02 - Re-write of out-of-date Home Report submitted to the lender
01/03 - Been advised that we should hear from the lender either this Friday or Monday

Eeeeeeh!

Hello folks,

Just a quick update from me, even though i'm a newb... hopefully it helps others to put their mind at ease... I know how much this forum has helped me, so looking to repay the favour!

04/02 - First viewing of 'the house'
12/02 - Second viewing of 'the house'
13/02 - First offer in
16/02 - First offer accepted
23/02 - Meeting with Mortgage Broker
24/02 - Application submitted with Virgin Money
28/02 - Re-write of out-of-date Home Report submitted to the lender
01/03 - Been advised that we should hear from the lender either this Friday or Monday
03/03 - Re-write received by the lender
06/03 - Valuers sent the re-written home report instead of the transcript (i'm in Scotland remember) then we were told it would take 48 hours for the Lenders to go over the transcript once received, but that our case had also been escalated.
07/03 - Received an email from our solicitor saying the sellers were getting itchy and wanted to move the process forward due to their circumstances.
08/03 - Mortgage offer *received* - :j:j:j:j:j

LKRDN_Morgan

Can finally join in with this thread instead of lurking!

02/03 House viewed
03/03 Offer accepted
08/03 Mortgage application submitted to Santander through our broker

Now I wait

orangesmartie

LKRDN_Morgan wrote: »

Can finally join in with this thread instead of lurking!

02/03 House viewed
03/03 Offer accepted
08/03 Mortgage application submitted to Santander through our broker

Now I wait

and that's the hard bit!

jessnat995

Does anyone know if the lender will do another credit check before the house send the money over ? Got offer but house isn't going to be ready for 10weeks.

Just curious more than anything else

kimvincent2604

jessnat995 wrote: »

Formal offer today from precise:)

was reduced but then gave full amount,

Applied on the 9th Feb 2017

Was the 9th Feb the last time you submitted any paperwork Precise requested?

LKRDN_Morgan

orangesmartie wrote: »

and that's the hard bit!

So I've read Fingers crossed