Anyone want to join me? Awaiting Mortgage decision...

KTaneva

NationWide asked for letter from gifter on Friday . Said they will check it in 3 working days and give an update . Fingers crossed to hear something tomorrow . Women's day will be remembered forever .

kimvincent2604

craigdtaylor1985 wrote: »

Right with you.

Full application was made on the 21st of January and after going back and forth and waiting for an eternity, we had the valuation done on the 28th of Feb and were today today that we will hear back from them next friday. They must have one guy working on all applications, I cant think of no other reason it takes them so long to look at cases.

Best of luck!!

We have been waiting 5 weeks so far, MB says they are notoriously slow. Hoping to hear something middle of this week.....

Claree__x

Hi everyone, just signing in as a new member of the waiting club!

28/02 - AIP with Barclays
03/03 - Reserved newbuild with persimmon

...and that's where we are! I sent payslips to our broker yesterday to complete the Help to Buy form and awaiting further instruction. I'm so nervous about this all falling through 'cause we're currently living with my mum (3 of us!) and I reeeeally want this house!

fairygoodgirl

I'm joining in to settle my anxiety whilst waiting!

3rd January-visited persimmons to enquire about a home on their website.
11th February-Reserved property
17th February-AIP from Nationwide and mortgage application started!
21st February-Nationwide text confirming valuation date of 02nd March.
02nd March- Valuation taken place
07th March- Valuation reviewed and approved

Waiting very patiently.....

spendinglikemad

Offers being sent out now and MB coming to get signatures tomorrow so will be over to "waiting for exchange" thread now, no chain so hoping for a swift purchase and all searches/legal pack done so just down to solicitors....

Timeline:
08 Feb - Offer accepted
09 Feb - Solicitor instructed
10 Feb - MB meeting
13 Feb - Survey done (full survey - for our purposes)
15 Feb - MIP done
16 Feb - Mortgage applications made (Natwest and Halifax BTL) and valuation fees paid
20 Feb - Valuation of residential property
20 Feb - Request for more info from underwriters
22 Feb - Valuation of BTL property
23 Feb - Request for more info from underwriters
03 Mar - Request for more info from underwriters & approved:beer:

Dream house here we come....

SLM

vics007

I think I am a day ahead of you KTaneva in terms of mortgage application date (with Nationwide) - We've been chasing up and apparently they sent wage slips to the senior underwriter for sign off on Friday - They said it will be a 4 day turn around so should hear Wednesday at the latest!
Fingers crossed as have already had to reschedule our survey as was booked for today!

Claree__x

fairygoodgirl wrote: »

I'm joining in to settle my anxiety whilst waiting!

3rd January-visited persimmons to enquire about a home on their website.
11th February-Reserved property
17th February-AIP from Nationwide and mortgage application started!
21st February-Nationwide text confirming valuation date of 02nd March.
02nd March- Valuation taken place
07th March- Valuation reviewed and approved

Waiting very patiently.....

Have you exchanged with Persimmon yet? I'm really nervous that they want us to exchange in the next 2 weeks but may not have mortgage in place by then?

KTaneva

Hey vics hope we both hear something tomorrow . Broker said that will speak to them tomorrow for update . He's fed up from me constantly calling him ��

fairygoodgirl

No our exchange date is the 18th of March so only 9 working days to exchange 😱 Will be glad when it's all over and I can start packing.

Dutsey

I am currently waiting for our mortgage decision with the Halifax. We are using the help to buy scheme on a new build. Our MA has advised that this should be go smoothly.

I am so anxious lol just cant stand the not knowing.

Timeline:

06/02 - Got AIP with Halifax
11/02 - Reserved House
17/02 - Requested ATP
22/02 - ATP Accepted
28/02 - Mortgage Broker applied for Mortgage
06/03 - House Valued and mortgage offer in the post...

Yippee