Anyone want to join me? Awaiting Mortgage decision...

hells_bells

well valuation took place today and no news so far.

mrs_blackadder

Hi everyone, just joined today. We are hoping to buy the house we are currently renting from our landlord. Application went to Natwest today for htb (95%). I'm nerve-wracked already!

ReformedShopper

mrs_blackadder wrote: »

Hi everyone, just joined today. We are hoping to buy the house we are currently renting from our landlord. Application went to Natwest today for htb (95%). I'm nerve-wracked already!

You'll be fine, hopefully. The mortgage bit, (if your financials are in order) are relatively straightforward, it's the conveyancing bit and waiting to exchange bit afterwards, which is a blooming nightmare!

Fingers crossed! x

nobodysdriving

hells_bells wrote: »

well valuation took place today and no news so far.

that's good news Hells Bells

I was told that I have an offer in principle, they will give me a mortgage so long that I give them proof of having paid out some 'outstanding debts' (some credit cards and loans I had)

I paid them all off, I gave proof to 3 out of 5, waiting on the last 2 companies to send me letters and then that's it.

I won't be having a valuation yet, am waiting til next week to 'instruct'

mrs_blackadder

ReformedShopper wrote: »

You'll be fine, hopefully. The mortgage bit, (if your financials are in order) are relatively straightforward, it's the conveyancing bit and waiting to exchange bit afterwards, which is a blooming nightmare!

Fingers crossed! x

Thank you!

learningaboutmoney3

My valuation was today too hellsbells and fuzzybear! No news here either!
Great news grumpybee & actual! Welcome newbies!
Vendor wants to complete 24th oct which is perfect for me as we have to be out of our rented property by oct 27th!

nobodysdriving

learningaboutmoney3 wrote: »

My valuation was today too hellsbells and fuzzybear! No news here either!
Great news grumpybee & actual! Welcome newbies!
Vendor wants to complete 24th oct which is perfect for me as we have to be out of our rented property by oct 27th!

good luck hope you get your moving date of 24th oct

hells_bells

Good luck learning about money. Nobody's driving did you hear about your DIP?

nobodysdriving

hells_bells wrote: »

Good luck learning about money. Nobody's driving did you hear about your DIP?

see above Hells Bells

my mortgage advisor today said that BS agreed to give me mortgage if I provide proof of having 'extinguished' some debts (which I have) so I have provided the mortgage advisor with proof for 3 out of the 5 debts (last two am waiting for letters in post). We are awaiting a few more days before we go ahead with valuation.

hells_bells

Oh sorry I have just seen it. Well that's good news. Did you ever find out why the broker didn't get back to you on Friday? I really hope we hear something tomorrow.