Anyone want to join me? Awaiting Mortgage decision...

19ardagh70

curious_badger wrote: »

Friday! The 9th just gone? Jesus!?

Its seems to me that those who went direct to Natwest are hearing faster on progress. Those of us who went through a MA are not being fed back...and we are paying for this ??:(

curious_badger

19ardagh70 wrote: »

Its seems to me that those who went direct to Natwest are hearing faster on progress. Those of us who went through a MA are not being fed back...and we are paying for this ??:(

Ah, my fault for using the term "MA" possibly in the wrong context - I applied in branch directly, full app was done with the Natwests own Mortgage Advisor

spidereyes

curious_badger wrote: »

Friday! The 9th just gone? Jesus!?

Yep the 9th!

I did have to wait about 2 weeks to get an appointment in branch mind you.

The mortgage advisor in Natwest said that their current turn around times for underwriting decisions is about 3 working days and about 2.5 weeks to full offer.

curious_badger

spidereyes wrote: »

Yep the 9th!

I did have to wait about 2 weeks to get an appointment in branch mind you.

The mortgage advisor in Natwest said that their current turn around times for underwriting decisions is about 3 working days and about 2.5 weeks to full offer.

That's amazing, good to hear you had a quick and painless experience - gives me hope yet!

19ardagh70

We have used an independent MA. I had to keep chasing for an answer. We applied just before you (and a bank holiday) only heard on the 6th that we had passed subject to valuation. I had to chase them for that info. The estate agent for our sellers told me 2 days later that the valuation was booked. Seems they move quick once its passed.I was told its a 7 working day wait for processing so bet you hear tomorrow

curious_badger

19ardagh70 wrote: »

We have used an independent MA. I had to keep chasing for an answer. We applied just before you (and a bank holiday) only heard on the 6th that we had passed subject to valuation. I had to chase them for that info. The estate agent for our sellers told me 2 days later that the valuation was booked. Seems they move quick once its passed.I was told its a 7 working day wait for processing so bet you hear tomorrow

Thanks, I hope so! ...as stressful as all this is, I just hope it's worth it! I've become a paranoid mess that rejection is on the horizon!

spidereyes

curious_badger wrote: »

That's amazing, good to hear you had a quick and painless experience - gives me hope yet!

Hopefully you'll hear soon! Have you tried calling the processing centre directly? Just thinking they may be able to give you a bit of more of an update rather than your MA.

curious_badger

spidereyes wrote: »

Hopefully you'll hear soon! Have you tried calling the processing centre directly? Just thinking they may be able to give you a bit of more of an update rather than your MA.

Thanks, I haven't tried as I've not a number for the centre (I'd gladly call them if I had one though!)

19ardagh70

I was the same..a mess. Then we heard we were ok.. ahh the relief..then of course you start to worry about not getting the valuation you want..and so it begins again...lol !

spidereyes

curious_badger wrote: »

Thanks, I haven't tried as I've not a number for the centre (I'd gladly call them if I had one though!)

Number I got is 0845 302 0190, they just need your mortgage ref number which you should have been given on application (can be found on your kfi if not - should be a 8 digit number starting with 7)