Anyone want to join me? Awaiting Mortgage decision...

bigjim1974

26th April Obtained DIP from Nationwide
28th April Offer accepted by vendor
30th April Visited Nationwide for mortgage application
2nd May application submitted, product & valuation fees paid
2nd May Valuation booked for 7th May

So far so good!

Claire_A87

It's my completion day tomorrow, I'm so nervous!

debbie1990

claire_n037 wrote: »

Those of you who have done a full application with Halifax after MMR was introduces, what documents are they asking to see? Is it still just pay slips?
I am going to apply through a broker this week, and as all of my documents are online I want to have all I need ready.

Thank you

Hey Claire my broker asked for 3 month's payslips, 1 month's bank statement, p60, proof of id and proof of address for both of us. I dont know if this is just my broker making sure he totally covers himself with anything they may ask for or if Halifax requested all of these! Good luck hun keep us updated!

Nyukins

I think I'm going to have a nervous breakdown from all this waiting >_<

BeauLiLuLu

claire_n037 wrote: »

Those of you who have done a full application with Halifax after MMR was introduces, what documents are they asking to see? Is it still just pay slips?
I am going to apply through a broker this week, and as all of my documents are online I want to have all I need ready.

Thank you

3 months payslips
Info on credit agreements (cards, loans etc - I was asked info about the amount outstanding on my student loan, even thought it is deducted from my salary)
I took my monthly budget planner with me also to show I'd given affordability some thought.

To be fair, I didnt really notice that much difference than from when I went for an AIP/application last year..... apart from they have to read a script/statement to you.

pcd87

pcd87 wrote: »

Soooo further update....

28/03/14 - Solicitors advised we should back out of said property due to previous owners being in negative equity
29/03/14 - Went to see a new build property and put down a reservation fee
We then looked into the Help To Buy scheme applied for this
17/04/14 - We got confirmation we have been accepted for the HTB scheme
23/04/14 - Our mortgage application went in with Nationwide and today I have received emails confirming valuation is booked for 25/04/14.

This is way too much of a stressful process. I thought it went too smoothly first time around!!!! Soo I am back in the waiting game

02/05/14 - We were advised incorrect address was put on the valuation so had to be resubmitted
06/05/14 - Email to say Satisfactory valuation received

Soo fingers crossed we get our offer sooon!!!

Nyukins

pcd87 wrote: »

02/05/14 - We were advised incorrect address was put on the valuation so had to be resubmitted
06/05/14 - Email to say Satisfactory valuation received

Soo fingers crossed we get our offer sooon!!!

Fingers crossed for you! Let us know how long you have to wait for your offer

pcd87

Nyukins wrote: »

Fingers crossed for you! Let us know how long you have to wait for your offer

Thank you!

You too

Yeahh i will let you know! Hoping it shouldnt be too log now!! i am surprised i dont have grey hair by now lol!

suziqqq

So our survey is booked for the 23rd may the EA knew this on Saturday but I had to go into the office to find this out , useless or what. Waiting over 2 weeks for the survey will be long

roast

suziqqq wrote: »

So our survey is booked for the 23rd may the EA knew this on Saturday but I had to go into the office to find this out , useless or what. Waiting over 2 weeks for the survey will be long

What type of survey did you request?