Anyone want to join me? Awaiting Mortgage decision...

mat1964

valuation for my Halifax application was done a few days ago  - they valued it as the purchase price so I was hoping an offer would follow fairly quickly.  However, it seems it's now back with the underwriters as they want another look as I'm paying off debt as a condition.   It's 50% LTV and just under 4 times salary.

chattyuk

Anybody applied with Yorkshire? Put my application in 2nd May, provided a few documents a week afterwards and the valuation was booked last week… for mid June. Really annoyed it’s taking that long! Anybody in the same position?

Vkz

I’m so pleased to finally be joining this thread. We’ve applied to purchase our housing association home with a 15% deposit. 

Here’s our situation so far.

14/05 AIP with Halifax
19/05 Full application submitted.
19/05 Valuation booked for 8/6

Debs757

Waiting on our valuation and wondered what everyone's experience is and any down valuations out there as I'm paranoid ours will be!! 

Esme84uk

Esme84uk said:

Current HSBC mortgage to new HSBC application
Offer made 8/05 £10k over asking price
Offer accepted 10/05 
Mortgage app in 10/05 64% LTV
Documents uploaded 12/05
Message from EA property val booked 18/05

Update called for update 19/05, was advised it was stuck in the workflow and she would manually pass it through to the underwriters and that we should receive a decision within a couple of days. 

Called again 25/05, advised that uploaded documents had gone to the wrong department and would be another 3-5 days, complained we were advised would be 2 weeks for decision, checked dates and agreed to pass through as urgent.

26/05 offer approved via text 8am

Gemm83

15/5 -  Full application made to Halifax. £40k under DIP. Valuation fee paid. Hard search completed. 
18/5 - Valuation. 
19/5 - Valuation confirmed. "We are pleased to confirm the requested amount of £xxx is available to your clients" 
24/5 - Request for May payslips (done in the morning) 

Now we wait 😔😔😔😔😔

Esme84uk

Debs757 said:

Waiting on our valuation and wondered what everyone's experience is and any down valuations out there as I'm paranoid ours will be!! 

We offered £10k over the asking price on ours, and no issue with the valuation

Cosy2020

Applied 23rd April...valuation has come back fine. Still waiting and no update! 
Going to drink some wine this weekend and hope for some news next week...

Lorann_86

Full offer confirmed via MB today! Yay. Valuation was exactly what we offered. Full application was received by Coventry building society on 18th May. A few questions from the underwriters and confirmed today 28th May. Glad we got it before the weekend. Good luck to all still waiting!

Gemm83

Just had notification that ANOTHER hard search from Halifax has been added to my credit report.... 4 days after we were asked to provide May's payslip.....is this a good sign? Currently on day 15 since full application 😬