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Anyone want to join me? Awaiting Mortgage decision...

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Comments

  • Hi everyone, 
    Im in middle of a application to barclays, my broker applied on the 5th of june and hard check was done and also a desktop valuation.
    I got a email from my broker that barclays have emailed asking for one document, this was on the 8th of june and the document was sent back the same day.
    On the email when they asked for the document they said we need this to make our final decision.
    The document was to sign and give my solictor details. 
    My broker said he called barclays today and they said they had received the document now just waiting to make a final decision.
    Does all this indicate i will get a offer or am i getting ahead of myself? I have been declined 2 weeks ago from newcastle building society so this is my last chance to get a morgage.
    I just hope and pray i don't get rejected again because its one of the worst feelings.  
    Hi everyone! 

    I have just been told by my broker this morning my mortgage offer is in the post!
    Im over the moon and it took 9 days from application. Good luck to everyone waiting.
  • Vkz
    Vkz Posts: 35 Forumite
    Tenth Anniversary 10 Posts Photogenic Name Dropper
    Hi everyone, 
    Im in middle of a application to barclays, my broker applied on the 5th of june and hard check was done and also a desktop valuation.
    I got a email from my broker that barclays have emailed asking for one document, this was on the 8th of june and the document was sent back the same day.
    On the email when they asked for the document they said we need this to make our final decision.
    The document was to sign and give my solictor details. 
    My broker said he called barclays today and they said they had received the document now just waiting to make a final decision.
    Does all this indicate i will get a offer or am i getting ahead of myself? I have been declined 2 weeks ago from newcastle building society so this is my last chance to get a morgage.
    I just hope and pray i don't get rejected again because its one of the worst feelings.  
    Hi everyone! 

    I have just been told by my broker this morning my mortgage offer is in the post!
    Im over the moon and it took 9 days from application. Good luck to everyone waiting.
    Congratulations 🥳 
  • I’m worrying - constantly so I hope we have news soon. 

    Our valuation was on Friday - nationwide asked for details of my savings account on Friday (they’ve asked for so much) and they hard searched us on 6th June. 

    I’m really not enjoying this process!! 
  • rainbow_791
    rainbow_791 Posts: 1,539 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi everyone, 
    Im in middle of a application to barclays, my broker applied on the 5th of june and hard check was done and also a desktop valuation.
    I got a email from my broker that barclays have emailed asking for one document, this was on the 8th of june and the document was sent back the same day.
    On the email when they asked for the document they said we need this to make our final decision.
    The document was to sign and give my solictor details. 
    My broker said he called barclays today and they said they had received the document now just waiting to make a final decision.
    Does all this indicate i will get a offer or am i getting ahead of myself? I have been declined 2 weeks ago from newcastle building society so this is my last chance to get a morgage.
    I just hope and pray i don't get rejected again because its one of the worst feelings.  
    Hi everyone! 

    I have just been told by my broker this morning my mortgage offer is in the post!
    Im over the moon and it took 9 days from application. Good luck to everyone waiting.
    Congratulations!! We are still waiting but it is so nice to read of those getting their offer 
  • Hi everyone, 
    Im in middle of a application to barclays, my broker applied on the 5th of june and hard check was done and also a desktop valuation.
    I got a email from my broker that barclays have emailed asking for one document, this was on the 8th of june and the document was sent back the same day.
    On the email when they asked for the document they said we need this to make our final decision.
    The document was to sign and give my solictor details. 
    My broker said he called barclays today and they said they had received the document now just waiting to make a final decision.
    Does all this indicate i will get a offer or am i getting ahead of myself? I have been declined 2 weeks ago from newcastle building society so this is my last chance to get a morgage.
    I just hope and pray i don't get rejected again because its one of the worst feelings.  
    Hi everyone! 

    I have just been told by my broker this morning my mortgage offer is in the post!
    Im over the moon and it took 9 days from application. Good luck to everyone waiting.
    Huge congratulations 😍
  • Em999
    Em999 Posts: 3 Newbie
    First Post
    Just a quick one how does everyone know that hard checks and desktop valuations have been done? 

    Made application last week through MA and heard nothing other than asking for a further payslip. 
  • Em999 said:
    Just a quick one how does everyone know that hard checks and desktop valuations have been done? 

    Made application last week through MA and heard nothing other than asking for a further payslip. 
    I only know that a hard search was done because I monitor my credit file. In terms of the valuation, ours was done in person as it’s only 7 years old and lots of different style houses in the street so hard to value 
  • Em999
    Em999 Posts: 3 Newbie
    First Post
    I only know that a hard search was done because I monitor my credit file. In terms of the valuation, ours was done in person as it’s only 7 years old and lots of different style houses in the street so hard to value 
    And how can I check my credit file? 
  • to_be_FTB
    to_be_FTB Posts: 52 Forumite
    Third Anniversary 10 Posts
    Em999 said:
    And how can I check my credit file? 
    You could set up an account on Experian...
  • Bonniepurple
    Bonniepurple Posts: 666 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Joining in here.  Our mortgage application with Skipton has been submitted and it’s just a waiting game now.  We’ve had a broker DIP so hard check done and he seems confident enough.  I’ve been really impressed with my broker.  
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