Just a quick one how does everyone know that hard checks and desktop valuations have been done? Made application last week through MA and heard nothing other than asking for a further payslip.
I only know that a hard search was done because I monitor my credit file. In terms of the valuation, ours was done in person as it’s only 7 years old and lots of different style houses in the street so hard to value
And how can I check my credit file?
We will be putting in our full mortgage application later today with Clydesdale through our mortgage broker. It's taken 6 long years to get to this point, we've had an offer accepted on pretty much our dream house that I never thought we'd be able to achieve and I'm incredibly nervous about whether we'll be accepted!Both our credit reports are all completely clean now, we have a good deposit and our income seems to stack up, although 50% of mine is self-employed but I've been assure it's all ok. But I'm a natural worrier!
My mortgage application was submitted yesterday by my broker with Barclays - a little anxious about the valuation coming back. I'm just on the 75% LTV for the lower interest rate.I've been told it should be up to a maximum of 8 days turn around.
New plans have just been announced by the Government
DON'T assume your landlord covers you
Incl £2ish sun cream & £1.50 disposable BBQs