Anyone want to join me? Awaiting Mortgage decision...

adzy77

thanks Kingstreet, i went direct and got mine approved on Wednesday now waiting painfully for is to arrive by extra slow snail mail. I didn't realise they could email a copy though so just gave them a call and they sent it straight away, thanks

charleyroo

Hi Kingstreet

yes it's a paper application (porting some of it to HTB) does that mean its not on NFI online?

kingstreet

charleyroo wrote: »

Hi Kingstreet

yes it's a paper application (porting some of it to HTB) does that mean its not on NFI online?

Yeah. Ported cases are paper apps and aren't done online. You get an "M3----" application number, while NFI cases are "M5---" numbers.

That's why you haven't got an emailed copy then. Everyone is waiting for the post!

Saying which, I'm sure our "SSA" newbuild troubleshooter has got us a faxed copy of an offer when we needed it on a newbuild paper case.

shonaFTB

Just been in to see MA... All good to go and valuation sent out for next week. No date as yet but should have valuation back by end of the week! sooo excited for it all to be done and to move in!

Good luck to everyone and I would personally highly recommend Halifax!

ukbrockest

Nat West

27/2 AIP
28/2 Application made
3/3 documents sent to Nat West

10/3 spoke to MB - won't have any news until 14/3

I thought Nat West were quick!!!!

Well today got an email from MB saying Nat West require my bank statement form 28/12/13 - 02/01/14 ???? thats 4 days missing. Nat West underwriting really can't be on the ball, my Santander bank statement was on 2 pages, I had no transactions between these dates. Doh!

MB explained this to them.

Over 2 weeks now since application was put and I am still none the wiser.

Its the weekend now and it really annoying me now.

Not happy.

lou2003uk

ukbrockest wrote: »

Nat West

27/2 AIP
28/2 Application made
3/3 documents sent to Nat West

10/3 spoke to MB - won't have any news until 14/3

I thought Nat West were quick!!!!

Well today got an email from MB saying Nat West require my bank statement form 28/12/13 - 02/01/14 ???? thats 4 days missing. Nat West underwriting really can't be on the ball, my Santander bank statement was on 2 pages, I had no transactions between these dates. Doh!

MB explained this to them.

Over 2 weeks now since application was put and I am still none the wiser.

Its the weekend now and it really annoying me now.

Not happy.

I'm the same waiting natwest just now!! 2 weeks in since my docs were sent!

oliel

lou2003uk wrote: »

Im the same i have 4 weeks on monday to move in date and still have no agreement from natwest.:mad:

Broker told me yesterday that the homebuyers report has come back to natwest from their surveyors who look at it and they are happy with it. So we should get our offer by wednesday/thursday. to be fair to natwest they have always said to me 4-6 weeks and its been nearly 4 - if ive not got it by the end of next week then ill really be panicking! Ill let you know when i get it.

kingstreet

ukbrockest wrote: »

I thought Nat West were quick

Who told you that?

At the moment, it is taking them three working days to issue an application number after a case is submitted.

Then, it takes them several days to undewrite the case and instruct the valuer.

Our last case;-

App date 23/2

BDM got us app number 25/2

All docs faxed 25/5

App number provided by usual email 26/2

Told case would be underwritten by Fri 28/2 - not achieved

Asked NatWest to instruct valuer at our risk 28/2 as not yet underwritten

Valuer instructed 3/3

Valuation done 6/3

Surveyor off sick and return of report delayed until 11/3

Offer issued 12/3.

Seventeen days is not great and it could have been done more quickly IMHO.

NewbuyerNE

full mortgage application submitted this afternoon with Halifax.

Our broker and another client had excellent luck with them this week so fingers crossed we're the same.

Very nervous!

shonaFTB

NewbuyerNE wrote: »

full mortgage application submitted this afternoon with Halifax.

We submitted our full application with Halifax yesterday afternoon. Great service. Let me know how you get on!