Anyone want to join me? Awaiting Mortgage decision...

funkin

funkin wrote: »

05/02 House available on rightmove/zoopla/primelocation
06/02 House viewing
07/02 Offer made on our house
10/02 We viewed three houses
11/02 Made offer on house to buy (which was accepted)
17/02 Mortgage paperwork submitted
18/02 Survey on our house done
24/02 Survey carried out on house we're buying
03/03 Proof of earnings from accountant sent to mortgage company

I can now add the following:

14/03 Mortgage offer received in the post

Kch

:T:T:rotfl::rotfl::j:j:beer::beer:

Here's my timeline with santander!

26.2.14 viewed dream house the day it came on
27.2.14 offer for full asking price put in and accepted
4.3.14 AIP from santander and full app put in
10.3.14 text from mortgage advisor saying query re type of survey we wanted
13.3.24 query sorted and application in underwriter queue
14.3.14 mortgage approved subject to valuation (valuation to be booked by Monday!)

I was so worried we wouldn't get this far! So happy right now! I can start getting excited! :j

charleyroo

still waiting for Nationwide to say yay or nay :mad:

we are meant to exchange early next week and complete next Friday, if they delay over the weekend now it will all fall down again. :mad:

adzy77

Have you rang them? They were pretty helpful each time I rang and stuck to their timeframes that they told me

charleyroo

no, I have a broker, so he rings them

kingstreet

charleyroo wrote: »

still waiting for Nationwide to say yay or nay :mad:

we are meant to exchange early next week and complete next Friday, if they delay over the weekend now it will all fall down again. :mad:

From the point the offer is issued it takes a week to ten days for the paper offer to get to the borrower and solicitor. Due in no uncertain terms to Nationwide posting things second class!

Once it is offered, make sure your broker gets a soft copy off NFI Online, forwards to you and to solicitor and tells the solicitor to access the docs they will need via the Lawyers section on the Nationwide website.

Solicitors can obtain CoT, Mortgage Deed etc here;-

http://www.nationwide.co.uk/about/media-centre-and-specialist-areas/information-for-lawyers/forms-and-downloads

I had a case offered on 11 December last year and it completed on 20 December, despite the paper offer not arriving due to nationwide and the Christmas mail.

charleyroo

Thanks Kingstreet thats invaluable advice. My broker said he's expecting the docs to arrive by Tuesday so assume he's doing that or maybe putting faith in the system lol.

by the way - i've been accepted! YAAAAAAAAAY

kingstreet

So it's been offered?

Have you got your copy, so you can make sure it's right?

A paper offer from Nationwide by Tuesday when the case was only offered on Friday afternoon? :eek:

charleyroo

haha Kingstreet you sound so distrusting (NOT without many valid reasons and experiences I am very sure!)

Yep, it's been offered. Broker said 'offer issued today so you, sol and me should get our copies in post by Tuesday at latest'.

I'm sure i'll be back on Tuesday annoucing that it hasn't arrived....

kingstreet

charleyroo wrote: »

haha Kingstreet you sound so distrusting (NOT without many valid reasons and experiences I am very sure!)

Yep, it's been offered. Broker said 'offer issued today so you, sol and me should get our copies in post by Tuesday at latest'.

I'm sure i'll be back on Tuesday annoucing that it hasn't arrived....

Is there any particular reason they haven't downloaded it from NFI Online for themselves and you?

Was it a paper application?