Anyone want to join me? Awaiting Mortgage decision...

gazfocus

Major Update:

07/03/2014 - COMPLETED!!! Only 7.5 weeks since viewing!

Green_grass

gazfocus wrote: »

Major Update:

07/03/2014 - COMPLETED!!! Only 7.5 weeks since viewing!

WOW!!! That was quick!! Congratulations- enjoy your new home!:)

charleyroo

it's valuation day!!!!!!!!!!!!!!!

joe427

joe427 wrote: »

This is mine, FTB

15/02/2014 - House viewed
16/02/2014 - Second viewing and offer accepted
18/02/2014 - AIP by Natwest completed and accepted
21/02/2014 - Solicitors instructed
22/02/2014 - Application submitted to Natwest
25/02/2014 - Reference recieved and application in the system
26/02/2014 - MA faxed evidence to Natwest
27/02/2014 - Evidence accepted, awaiting underwriter decision for valuation

No one else seems to be with Natwest. Hate waiting, and my MA is so laid back with the whole process - I've got more information ringing Natwest directly and obtaining my updates.

I'm finally moving along!

03/03/2014 - Proof of deposit required, sent in same day
04/03/2014 - Proof of despoit received into system, advised to wait 48 hours to process again
06/03/2014 - Mortgage application accepted based on valuation and valuation instructed
07/03/2014 - Valuation booked for 14th March :T

JennGa

Received offer today, so here is our journey

08/02 viewed complete new build, put in offer 2 hours later
09/02 offer accepted, reserved plot
10/02 solicitors instructed, DIP with Santander
12/02 solicitors confirm receipt of paperwork, countdown begins!
13/02 Full mortgage application goes in.
21/02 was told santander hadnt looked at the application yet
24/02 all documentation fine, just need to confirm solicitor is on their approved panel. Got panel number from solicitor and supplied to broker who has passed on info to Santander. Phew.
26/02 passed to underwriters
28/02 approved subject to valuation
28/02 valuation instructed
05/03 valuation completed
07/03 Received offer by email from broker dated the 5th :j

charleyroo

JennGa that's awesome! i think i am now a day or 2 behind you our builder wants us to complete on the 21st March!!! :O

JennGa

charleyroo wrote: »

JennGa that's awesome! i think i am now a day or 2 behind you our builder wants us to complete on the 21st March!!! :O

Ours wants by the end of March, feeling more confident it is doable now!

onewhoasks

onewhoasks wrote: »

Hi, Also waiting decision from HSBC after a telephone application on 6th Feb and our documents were presented on 11th - this is a remortgage application as we want to change from our current lender. Our application is in the queue for an underwriter since last week, and apparently there has been a system problem since then that has caused a backlog... we can only wait.

Still waiting for a decision from HSBC, I think they must be still catching up after the system problems.

ispookie666

9 & 20/11 - Offer Accepted
5/12 - Finally application put in my MA
12/12 - Valuation done
16/12 - Mortgage offer from Halifax
Christmas time -- hey ho.. every one is closed for two weeks
5/1/14 - searches
28/1/14 - Singed contract documents, awaiting clarifications from vendors solicitors
7/3/2014 - Finally exchanged after mucking around by the vendors.

Cranberryberry

Tearing our hair out waiting after foolishly going with a broker who never keeps us informed and just shrugs when we ask what the bank are doing:

7/2 offer accepted
8/2 AIP with woolwich and applied
13/2 Valuation
27/2 after much chasing finally told Woolwich had passed to underwriters

Still waiting...