Anyone want to join me? Awaiting Mortgage decision...

Shoey1610

22/1 AIP from broker
21/2 first viewing
23/2 second viewing
24/2 Offer made and accepted
26/2 Mortgage application put in with broker
28/2 Solicitors ready to go and mortgage application is with Santander

I keep feeling like this can't be real, we have been working towards this for so long. I keep trying to focus on the takeaway pizza and champagne we will have on moving no day. No celebrations until then......

I hate waiting so much!!!

FallenArcher

08/02- first meeting with broker, AIP with natwest
17/2- house viewed, offer accepted
17/2- proof of deposit and ID to EA
19/2- solicitor instructed
23/2- met with broker, full app to natwest (95%)
27/2- searches paid for

Property's chain free so hoping for a stress-free experience! Haven spoken to broker he expects valuation survey to be toward end of this coming week- fingers crossed!

kingstreet

I submitted an application (30% LTV) to NatWest last weekend, faxed the packaging requirements on Tuesday (when they finally provided the application number) and I'm still waiting for the underwriting to be done and valuer instructed.

I'd say our chances of a valuation being done next week are getting slimmer, assuming the valuer instruction is issued on Monday.

AimeeB88

26/02 - Satisfactory valuation completed
03/03 - Nationwide still waiting for employers reference before issuing our mortgage offer, also contacting Solicitors for an update as haven't heard anything since we instructed them

rizla83

growing increasingly impatient with our broker now. Full application was put in to Santander on 14/02. According to the int website we should have had ours back last week. Broker confirmed it was with the underwriters last Tuesday. Other people who put applications in AFTER us have has valuation dates.

Rang the broker again today but the receptionist said 'he is not in work today'.

I have also had the vendors EA on the phone asking ME for an update.

The service has seemed to slip a LOT since we paid the brokers fee. It was all very promped and on the ball up until then of course.

Stressed.

saffythecat_2

Anyone buying & selling?

AIP 10th Feb
House up for sale 17/2/14
Full asking price offered 21/2/14
Solicitors instructed for sale 24/2/14
View house for purchase 2/3/14
make offer on house offer accepted 3/3/14
Mortgage appointment booked for 11/03/14!

I feel soo nervous

Tashybud

rizla83 wrote: »

growing increasingly impatient with our broker now. Full application was put in to Santander on 14/02. According to the int website we should have had ours back last week. Broker confirmed it was with the underwriters last Tuesday. Other people who put applications in AFTER us have has valuation dates.

Rang the broker again today but the receptionist said 'he is not in work today'.

I have also had the vendors EA on the phone asking ME for an update.

The service has seemed to slip a LOT since we paid the brokers fee. It was all very promped and on the ball up until then of course.

Stressed.

Totally agree with you. We've been waiting since last Wednesday with Santander. Agonising.

andrewp35

we've been waiting since the 21/02 with Natwest. My MB said they have a massive backlog at the minute but should hear sometime this week.Totally agree with you Tashybud It is so nerve racking its so hard to focus on anything else at the minute.

JennGa

JennGa wrote: »

Valuation booked for 05/03

Developer phoned today, the person doing the valuation has been to the site before so doesn't foresee any issues
As it's a new build we have our home demo booked in for the 18th, just praying we exchange before then!

ukbrockest

andrewp35 wrote: »

we've been waiting since the 21/02 with Natwest. My MB said they have a massive backlog at the minute but should hear sometime this week.Totally agree with you Tashybud It is so nerve racking its so hard to focus on anything else at the minute.

All my documents were packaged & sent to Nat West yesterday - MB said should here something in 48hrs?

We will see!