New Questions and Answers From Barclaycard

Milarky

SuzieQ,

Just do the same as when asking for a balance transfer to a credit card.

Phone Barclaycard free on 0800 9717277. Ask them how much you can transfer and then say you would like the funds paid to your bank account.

Just confirm the T/F is 'fee free' and qualifies for the 0 percent offer, and make a note of the name of the operative as a precaution.

You can check your account by registering with the BC website or just use the freephone number above to check a balance anytime.

SuzieQ_5

Thanks Milarky I will do that.

I've already registered with the website thinking there might have been a facility to transfer there, but couldn't see anything.

By the way, for anyone interested, when I rang Barclaycard to activate my account I asked if this offer was still available (I have friends who are interested). I was told this promotion "0% interest for life on transferred balances (min £1/mth spend)" is still available, but will end quite soon. Application forms should still be available at branches.

Roblthomas64

After 6 weeks received my premiership card, 0% £1 min spend. Credit limit £5,500 only allowed to transfer 90% interest free - £4950 and only 21 days to do so. Full transfer complete hopefully all okay.

ikr2

After 4 weeks just received my Premiership Barclays Mastercard. Had to phone to check 0%/£1 deal applied. Yes it does but the person claimed that any future transfers would be at the 0%/£25 deal.

So I happily have the balances of 2 cards moved across via the application form to Barclays at 0% (a donation to Cancer Research set up via Just Giving) but the 3rd card I want to transfer will be at 6.9%.

From the Q & As here I think the telephone person was wrong and I'm entitled to make transfers over the next 3 months and still take advantage of the 0%/£1 deal.

I will quote this website when I phone them next to see if I can get them to budge.

Ian Ridley

ikr2

Aha - It seems that the extra balance transfer would have taken me over the 90% mark for my credit. The advisor last night still should have told me how much extra I could have moved across - £1150 as a matter of fact. The advisor today has done this, which still gives me a substantial saving on my other card rate.

Ian

Paul_Riley_2

hi
it is possible for you to transfer some of your credit limit from your existing barclaycards over to your 0% card ,this is what i did,i was given an initial credit limit of £4500,i then rang up and asked for £3000 of my credit limit from my other barclaycard(which i used and payed straight off each month) to be put onto my 0% card,i now have a credit limit of £7500( and have transfered £6750 at 0%)

After a wait of around 7 weeks I have finally received a reply from my application.
Essentially the application form has been returned to me together with a 'Credit Limit Transfer' form to fill out and resend. The covering letter quotes;

"...as part of your credit limit on your CLASSIC VISA card is unused, we feel it is more appropriate to move some of that credit limit to your PREMIERSHIP BARCLAYCARD card."

Having read some of the feedback on this chat board I think I will still be eligable for the offer but I would appreciate any views other members may have.

Applying for a Premiership Visa card whilst already having a Classic Visa Barclaycard am I classed as a new cardholder? :-/

Would I be able to transfer a credit limit from my existing Barclaycard Mastercard as well as my Visa? ???

Note, I have very little balance on my Barclaycards at present because I was purposely loading my other 'non-barclaycard' credit cards in readiness for the balance transfer ;D

Having my original application form returned to me threw me. Reading between the lines it appeared as if BC staff knew exactly what I was doing and trying their best to dissuade me from persuing it.

What do you reckon?

Cheers,

Paul.

dandy1

>:( Hi I applied for the card - sent a letter explaining that I lived with my partner and rented out my flat (which has positice equity) and that I earn > £40K pa.

I wanted to transfer the outstanding sum of a new car loan of £7500, and have no other debt, (except the mortgage).

Yet the credit limit BC gave was £380.00!! No use to me! -- I phoned to confirm this was correct and not an error and BC said that "becasue I had not had previously had a Barclaycard before they did not know my credit profile".

Yet, my partner who applied appx 2 weeks before me and has never have a 'Barclaycard' was given in excess of £5k?

Seems to me that it's any easy way to worm out of shelling out and shutting the door on this loophole.

Has anyone else been given a low figure?

System

I've got a Barclaycard form thats Blue & White with 0% Forever on the front, it doesnt say anywhere what the minimum spend per month on it is? Can anyone confirm that this is the right form for me or not?

Also not sure if this is of any use to you or not but I found the form in last months FHM magazine, I know a lot of you are searching for them so if it is the right 1 then a call or email to the backissues department of the magazine may well be worth while?

Regards Phil ???

System

I've just picked up a £1 min spend leaflet (and signed up at the stand). Reading the T&Cs section 3.2 says that a handling charge will be made for balance transfers (and the other ususal stuff like cash and cheques)

I've not seen any mention of this on here, does tis include during the promotional period because thats the way I read the conditions.

mistral_2

Just got notification that I will get the offer but only given a 3000 limit I need 5k to make this work for me has anyone had luck with customer services increasing their limits ?.
Oh well at least I have the credit card coming which is more than some .
Thks David