Who Does/Does Not Accept Amex?

flimsier

B&Q do; since when? I've never been able to pay with amex there!

thegoodman

Fruit_and_Nut_Case wrote: »

For some big spenders some AmEx cards give higher cashback. Most users will have an alternative card to use when AmEx is not accepted. OK?

Send me the link for higher cash back than 1.25% which is paid now by capital one.
stop making things up.

BrunoM

http://www.moneysavingexpert.com/cards/cashback-credit-cards#longterm

thegoodman

STOP making things up.
Why have you sent the old link?
it shows 2.5% cashback for 3 months and than 1.25% with £25 fee.

The CapOne card give you 5% for 3 motnhs and than 1.25% and no fee.

It seems you are "Amex fan boy" - what ever amex do is batter than anything else.

Send me a proper link showing the card is better than other visa or master card.
Dont make things up as it can miss lead others and put them into debt or other money problems. Work with the fact and if it show you are wrong take the responsibilty.

BrunoM

Interesting.

a) it's not an old link, it's what MSE gave me when I navigated looking this morning
b) the previous post was by some random person "Fruit and Nuts" guy, not me
c) I haven't made anything up, I gave you and the rest of the forum a link to what is supposedly the guide to getting the best cashback. You are actively lying or, sorry, "making things up", because as is obvious from 30 secs reading the page, the CapOne deal is tiered (0.5% for first £6k, 1% to £10k, 1.25% above £10k) while the Amex deal is a flat 1.25% on everything.

Do the maths for yourself, but if you are finding your Amex accepted most of the time (say, for all your groceries, holidays, and large one-off purchases) and that total is around £12k+ a year - it is for me - then I (and MSE) would say the Amex deal clearly works out better in the long run.

Edit: other differences - all clearly spelled out in that link - CapOne intro cashback rate is higher so nice if you're about to make a big purchase, CapOne requires you to own your home which is a pretty clear reason to get an Amex for non-homeowners, and obviously Amex acceptance is worse, so whether it's worthwhile depends on your personal spending patterns and what proportion is at Amex-accepting places.

jonesmiyh2011

My Amex Blue has been rejected by Asda 4 times in the last fortnight. However, it works everywhere else okay - Tesco, Somerfield, Shell, ..........

thegoodman

Don't shop in asds.

meiso

Has anyone else noticed trouble with some online retailers with AMEX? I had trouble buying some speaker cables; it kept being declined due to "security checks". After speaking to the (very helpful) website they said it was because Amex doesn't use 3d secure that a lot of fraudsters try to use AMEX cards more... does anyone know if there is truth in this?
cheers!

zipady_do

On a side note, why do people not accept AMEX? Is it the costs involved to the company so it's cheaper? I think I remember hearing that somewhere...

PaulLC

Stockport Council don't accept AMEX for poll tax payments, which drove me nuts... and I discovered B&Q don't take it either. (And while my local window cleaner is now set up to accept bank cards and credit cards via chip and pin, he doesn't take AMEX either, citing extortionate fees...)AAAArgh!

Maybe if AMEX were less greedy and grasping in the fees they charge to merchants and dropped them to a level on a par with what other credit cards think reasonable, we'd get something done?