Who Does/Does Not Accept Amex?

bt159

One more for the list

Screwfix Direct they accept online but NOT in the trade counters.

When asked why, they said it was due to the majority of Amex cards not having chip and pin.
Hmm funny that mines had chip and pin for a long time!

Niemand

bt159 wrote: »

One more for the list

Screwfix Direct they accept online but NOT in the trade counters.

When asked why, they said it was due to the majority of Amex cards not having chip and pin.
Hmm funny that mines had chip and pin for a long time!

My local Screwfix stopped taking Amex about a month ago. When a Merchant stops taking it, I don't think you really need to ask why - the excessive charge is usually the reason.

Niemand

The other day when paying my bill at a bed and breakfast I noticed that an extra charge of 2.5% was added to bills paid by Credit Card. Being on a 5% cashback with Amex it was an easy matter to work out that I would still be better off paying the extra 2.5% then getting 5% cashback. Using simple figures, if your bill was £100 then:


£100 + 2.5% = £102.50.
£102.50 - 5% = £102.50 - £5.13 = £ 97.37


It then occurred to me it would be useful to know the threshold percentage where I cross over from being better off to not being better off. I have to admit, I asked a friend of mine who is a mathematician, and he came up with this formula:

r = (100 x s) / (100 - s)

where r is the percentage rate we're looking for, and s is the cashback rate, as a percentage value, i.e. use 5 for 5% (not 0.05).

For low rates of cashback, r is actually quite close to s, for example, for 5% cashback (s = 5), r works out to 5.26%. That means if you were charged 5.26% for using your cashback credit card, you would break even.

For higher values of s, r works out different, e.g. if s is 15% (and I know there's no card offering that at present, shame) then r works out at 17.65%. That means you would still gain from your 15% cashback for any charges below 17.65%.

I hope this is useful.

CarlSmith_2

Ebay doesn't accept my AMEX gift card.

RichyRich

The restaurant at Gala Casino, Bradford does NOT accept AMEX.
Costa Coffee in Newcastle Central Railway Station does NOT AMEX.
CrossCountry Trains online sales outlet DOES accept AMEX.
National Express East Coast online sales outlet DOES accept AMEX.
IBIS Hotel Sheffield City Centre DOES accept AMEX.
Marriott Hotel Bristol City Centre DOES accept AMEX.
Crowne Plaza Hotels online sales outlet DOES accept AMEX.

HtH
Rich

brightonman123

i dont think any card could be used to pay utility bills.. unless of course they are chasing you!

XXXX

Amex is NOT accepted to pay for the Council Tax. :rolleyes:
What a shame! Otherwise I could save 5% for 3 months.

Sintaku

Boots accepts AMEX. You can check boots online if you want... Just bought some water from them today...

stacy

places that use amex.....
pizza hut
tescos online
whsmiths
total garage
paperchase
sainsburys
hmv
john lewis
whittards of chelsea (online not sure about store)

jerrycatlove

I just received my AMEX cashback card today as well as the TV licensing chasing letter. I tried to use my new AMEX card to pay my TV licensing bill online. However, TV licensing website doesn't accept all types of credit card BUT AMEX card. How sad is that!