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University Campus or Home?
Comments
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Nope according to this https://www.gov.uk/student-finance/loans-and-grants
any grant she gets just reduces how much loan she can get.
Partly.
From TSR
"The amount of Maintenance Grant you get will affect the amount of Maintenance Loan you can borrow. SFE will reduce the amount of Maintenance Loan you can get by £0.50 for every £1 of Maintenance Grant to which you are entitled."0 -
totallybored wrote: »You seem to have her whole life mapped out for her. If degrees are ten a penny just chain her to the kitchen now and don't even let her go to uni.
Not at all. She knows what she wants to be. She also knows that an undergrad degree is only the start of it.Ask me no questions, and I'll tell you no lies0 -
Partly.
From TSR
"The amount of Maintenance Grant you get will affect the amount of Maintenance Loan you can borrow. SFE will reduce the amount of Maintenance Loan you can get by £0.50 for every £1 of Maintenance Grant to which you are entitled."
As above.No difference in overall figure.Ask me no questions, and I'll tell you no lies0 -
totallybored wrote: »I feel quite sorry for this poor girl. It's obvious OP wants her to stay at home and is influencing her decision. This is an almost adult who had parents who couldn't bare her to go on a 2 week holiday with the girl guides! If you're going to go on holiday as a 17 year old it doesn't get much safer than with the girl guides, it's hardly an 18-30 to Magaluf sleeping with anything that moves.
I really don't understand what is so bad about her living at uni. According to OP it's in the same city so it's not like she's on the other side of the world. Let her have some independence. The money and student debt seems to be an excuse to hide behind for the OP, he's said in previous threads that the money isn't a problem. I think the OP needs to just step back and remember this is a life changing decision that isn't about his life and isn't his decision to make.
You do wonder how the poor girl can break free from the oppression that the op freely admits to. And that leads one to question what pressures he is bringing to bear that he isn't revealing.:(
You can pick your friends and you can pick your nose but you can't pick your friend's nose.0 -
Just hang on a minute. I have been to Uni and I'm sorry but I just don't buy this life changing decision lark. Degrees are ten a penny now. In fact it's hard trying to find somebody who hasn't got one.
The fact is after these 3 years she has to fund a post grad course which is in another City. They don't do it here. No loans to hide behind then. So she needs some money to either invest in a property (if she wishes) or to rent for 10 months. She is leaving. She hasn't really got a choice if she wants to get her Doctorate.
Often post grad courses are not needed to gain entry to a specific field, or if they are, they can be done whilst working. It is running before you can walk to be making decisions based on a possible wish/need to do post grad study.0 -
You have said you can afford to have her at home and lose any benefits you have for her so why on earth would YOU saddle her with a maintenance loan she doesn't need, that she will have to pay back and that she will get pittance interest from and will pay more interest back to the government?
If we could afford to for my daughter to not need the maintenance part of the loan we would do it in a flash!Spam Reporter Extraordinaire
A star from Sue-UU is like a ray of sunshine on a cloudy day!
:staradmin:staradmin:staradmin0 -
You have said you can afford to have her at home and lose any benefits you have for her so why on earth would YOU saddle her with a maintenance loan she doesn't need, that she will have to pay back and that she will get pittance interest from and will pay more interest back to the government?
Because she can't get the loan without the maintenance loan.Ask me no questions, and I'll tell you no lies0 -
personally im glad i moved out for uni, i ended up at one an hour awaay from home, so far enough to move out but close enough to go back if i needed to. i come from a small town, with few prospects/jobs. 2 of the friends i lived with in my halls i ended up living with in my 2nd/3rd year. For me that was important as i really didnt make any friends on my course so if i'd lived at home i would have missed out on so much, plus i would still have had to live under my parents rules. for me uni gave me freedom and independence which i wouldn't have got if i'd stayed at home. as for having a job most people i know had one, thats how you got by. it was a great experience, looked good on my cv (as i showed i could balance work and studying full time) and i met some amazing people. the only people who didnt work were those who had regular placements (nurses etc) or those with rich parents.
i think you need to put your feelings aside and let her choose for herself without your influenceThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
You have said you can afford to have her at home and lose any benefits you have for her so why on earth would YOU saddle her with a maintenance loan she doesn't need, that she will have to pay back and that she will get pittance interest from and will pay more interest back to the government?
If we could afford to for my daughter to not need the maintenance part of the loan we would do it in a flash!
Lots of people who don't need the maintenance loan take it and put it aside for future purposes. This can be quite a sensible thing to do but not at the expense of having it dictate the university you go to.0
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