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Justifiably Unanimous Lockdown Yomp!!!
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Another question for NSK - my DS is registered for sports club twice this month, I have already paid for these classes. If I don't spend anything else that day, is that a SFD?My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |
Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.0 -
Groceries: £67/£300
Fun: £0/£100
Debt paid: £0/£460
SFD: 0/20I've amended my debt total to include the items I put on the CC this weekend. I'm using this month's wage and my wage on the 19th July to pay this off so it looks a lot but is more than manageable. It also includes some left over from June's challenge as I'm still waiting for that pesky CC statement:)
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NinjaSavingKat wrote: »[STRIKE]
So ummm.... any chance then of.. umm a picture in his uniform...?? :T:T:T...blur his face if you want.. :T:T:T
[/STRIKE]
Sorry don't know what came over me....
:rotfl::rotfl::rotfl:
I am so proud of him, I don't need an excuse to post a pic....so I will if you want...
Anyway, this is the first time I've been involved in a challenge like this so do we detail everything in one post, then the daily check ins?LBM.....sometime in 2013 £27,056. 10 creditors
June 20.....£7,587.....3 creditors left 72% paid
£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,7640 -
ragstoricheswannabe wrote: »Quick question from me, I have to change the surname on my driving licence which incurs a small cost.
Last week i sent off my licence to be changed into my married name - it was free?
Today - so far its a SFD but tonight i will be going to slimming world for the 1st time. Im nervous!
Budgets - Food £50, Petrol £30, Spends £40.
We are halfway through 2013 :eek::rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/150 -
Evening everyone
Well, that's day 1 under our belts, only another 30 to go!! A SFD for me today, only because I got delayed at work and couldn't be bothered with the supermarket run when I got home. Tomorrow will be my first July Spendy when I hit Tesco, Asda and Sainsburys (they're all on the same road and I have carefully calculated which store has the best price for my shopping list - plus I have a £2 off £20 till spit for Sainsburys). My budgets are carefully balanced and look like:
Food: £80
Petrol: £50
Misc: £100
Holiday: £150
I finished June with change in my purse and I aim to do the same in July!0 -
Evening everyone! And a very happy July to you all.
Please count me in for yomping.
I am starting off as I mean to go on with a lovely SFD :j
I need to go food shopping some time this week, going for £50 budget again. Food might get a bit samey towards the end of the month but I have plenty in the freezer.
Just need to stay off the crisps and wine. And the sodding co-op had posh ice cream on half price last week so obviously I had to buy some. None of that behaviour this month thank you very much! :eek: :mad:
ETA- just seen Siouxsie's post above - I am away at the end of the month but it's all pre-planned so does the cost of that count as budgeted or should I include the various aspects as spends?0 -
Hi all...My spend day today The Big A and Mr T shopping .. should take me through to middle of month..plus my stores..hardly touched from June..5poff a litre petrol due to the spends at Mr T so ..a full tank and under the £50 budget..
Need to factor in two cheap weekends in at £40 each two breakfasts out ;-) at £10 each....
So I reckon I am going to come in so much under budget ?...when I work it out.
All figures to be posted tomorrow as I had a grand daughter born today who is so cute, as they all are, that I have been celebrating with all ..so need to focus a little more than I can at the mo'
Celebrations babe.....c'mon <big claps>
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Hi all
Day 1 done and dusted:). I have a weekend away planned and 1 dinner out this month.
I'm going to declare that my debt free date will be 28 Aug - so now that it's down in print then I guess I have to stick to it.
Groceries: £0/£100
Misc: £0/£40
SFD: 1/20
Question: I take my nephews swimming on Thursdays and I took the money out of my account yesterday for the month. Are these all spend days?? I think you are going to say Yes:o
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I've just been and put liquid gold in the car (double petrol costs are not helping my stress levels even slightly).
As I was at M0rrisons it would have been rude not to do an entire yellow sticker shop for £5.60. I will barely need to shop again this month - I've done so well on yellow stickers whilst I've been off work.
So July 1 is not my 1st sfd. Tomorrow should be.Ninja Saving Turtle0 -
Congrats Mr Cobes on new DGC
First SFD for me, going to do to my monthly shop tomorrow and then just top up week by week.
At last I finally have my new specs, I just wish I could see through them, they are varifocals and when I first put them on it was like having a lot to drink :rotfl:but it is getting easier as the night goes on, so I will have to keep up the gin to get the same effect:rotfl:
Had a quiet but busy day at work, just how I like it, just enough to keep you going without getting bored, anyway off for a look round the forums
nanng£1 a day 2025: £90.00/365 Xmas fund0
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