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Bank Charges Success Stories II

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Comments

  • Bank: Intelligent Finance
    Amount Reclaimed: £53
    Amount they paid: £68 !! :D
    The story:

    I claimed 4 late fee's that I could see in my statements using templates. They replied saying no the charges were fair. I challenged that using the template. They replied saying with customer relations department. Before I could chase I received a letter offering £68 as a goodwill payment.

    Thanks Martin much appreciated and being paid off the debt which is reducing nicely!
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • titi wrote: »
    Bank: Natwest (Business Account)
    Just received a cheque for full amount claimed £9000 after 1 letter, no question asked trying to do same with Abbey but for only £500 and it is going on and on.


    how did u do that i started my claim with natwest well over a year ago but got told i had to wait because of the court cases that was going on!
    I do have the power to achieve my dreams!!!!
  • Hi all

    I would like to share my success story and encourage others to do this , i had been paying loan protection on my loans for approx 2 years, and after seeing many success stories on this website i decided to have a go at it myself . What do i have to loose i thought? so i used one of Martins template letters, sent it recorded delivery as advised (approx end of Feb 09), and within 3 weeks i recieved a letter saying that my case was being dealt with , and i will have a reply within the recommended days they have to reply, about a month later i recieved another letter saying there may be a delay , i thought to myself this is going nowhere and was about to give up hope . Then last week i finally recieved the letter i had been waiting for , and was offered an early settlement fee of £590.00. i am absolutely thrilled! , and have now sent back my settlement letter .

    I am wondering whether to try and reclaim some overdraft charges back too , is there a limit on what you can claim back ?

    I would just like to thank you guys on here for sharing your success stories and advice because without it i would never even have give it a second thought , and Martin you are a LEGEND!!! :money:

    Thanks
    Holly
  • bank nationwide reclaimed £108 got it all back phoned , then they sent forms to fill in , took about a month. also ask for a free permanent overdraught even if only £50 this gives you some extra for emergencies, ask to see a manager. also be polite and firm ,helps abit .:T
  • pingchris
    pingchris Posts: 283 Forumite
    just a note of congrats to those who have got there charges refunded,to those who havent yet,keep pushing them keep phoning them but be nice,keep up the pressure on these people who take money without any good reason,the more pressure they get the more money will be refunded,keep it going:money:
    missed direct debit charges,very odd,theres no pain so how come the big gain,i.e £39.00 for a letter
  • sonia79
    sonia79 Posts: 7 Forumite
    Got £2970 back from barclays out of nearly 5k, took just 3 weeks..
  • moneymouth77
    moneymouth77 Posts: 225 Forumite
    nicely done sonia79! I'm still waiting to hear from them about £3000 worth of charges, I've been waiting for about two weeks but let's see how it goes...
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • I have been banking with NatWest for 4 years and went throught the process of recaliming charges I came to a figure of £4795 and they have just paid out £3596! I am over the moon after Lloyds Bank refused my claim. Thanks Martin
  • moneymouth77
    moneymouth77 Posts: 225 Forumite
    Hi all, starting to get a little worried, still haven't heard from the bank about the charges. I sent the letters about 2-3 weeks ago.. is that normal?
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • jedyball
    jedyball Posts: 5 Forumite
    Hi Guys,

    Glad to see so many people are having success. I'm really keen to see that Halifax are agreeing to pay out. What process did you follow inorder for them to consider paying out? I've had numerous convesations with them and correspondance via the post.

    Thanks,

    John.
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