Can I claim from credit card

Kim84

Hi, just wondered if anyone knew whether or not you can reclaim charges from a credit card (prior judgement made by FSA) if you have closed the account recently?

hughie278

This is one thing i give a sure answer too.....

.....Yes, you sure can. Closed or open, you can still get them back.

Beate

You can claim on credit cards, with or without any FSA judgement (not relevant), and it doesn't matter whether the account is closed either. So claim away.

Kim84

Thanks for your response I appreciate it!

Palerie-head

I've just jumped on the cc charges bank wagon, really not sure how much I would have racked up with Goldfish over the past 6 years but I'm guessing a couple of hundred pounds (went through a bad patch...you know how it is!) I've just emailed them now and asked them to provide a list of the charges.

lornao1

hi
I sent letter on 20th August asking for my charges on my credit card to be repaid, I have today recieved a letter saying that they will investigate the points I have raised and I will recieve a reply shortly,but certainly no later than 4 weeks.
My question is do I send the letter before action now or should I wait until the original 14 days are up which would be the 5th of September ?
Many thanks
Lorna




RECLAIMED SO FAR THANKS TO THIS SITE

NATIONWIDE £3637 RECIEVED £3637
CAPITAL 1 £1006 RECIEVED £1006

natweststaffmember

Stick to your timescales. If you said 14 days then 14 days it is before the letter before action

pinkkat8910

Hi ... sorry to be a pain but I can't see any posts to help!

I'm looking to write to several credit card companies (including capital one / ikano finance) to get my statements off them to tally up my charges.

Is it the exact same procedure as with the banks? and do I just use the same templates? and can I do this when the accounts are now closed?

Any help would be greatly appreciated!

Thanks!

pinkkat8910

oooh sorry ignore this - i've found a relevant post now!

does anyone know the address for HSBC credit cards though as I no longer receive statements?

judic

The only difference between claiming for Credit Cards is what you can actually claim for - but Martin has a link with this info.
Otherwise same procedure and same templates.
Also cc's are not on hold because of the "stay".
Keep to the timetable and templates, it's worth it! Good luck!