Can I claim from credit card

poppasmurf_2

A "STAY" is only valid for ONE MONTH?

poppasmurf_2

Well its taken 2 months so far with four too claim back charges on in the small claims court as they dont want to pay anything more than the difference between old charges and the £12 new ones.

The company takes care of the payments for court etc?

Barclays alone has cost me £50....

debs81

Norfolk_Shot wrote: »

Moneyclaim is where all MCOL claims go to start with, should it get as far you having to appear in Court it will then be transferred to one local to you.

Why are you going to use a company that charges you 25% for Capital One? There are so many stories on here of people being ripped off by said companies.

my thought exactly. capital one is the easiest one to claim off. i did it all by myself. cap1 are so predictable. after calculating all your charges send them letter, they reply offering difference of £12 you say no and claim for full amount plus interest plus court costs, then they say they will pay up in full. i started mine six weeks ago when i asked for my list of charges and this week i received letter saying that they are going pay me in full within 14 days. so within 2 months i would have successfully claimed £581 without having to give anyone else a cut of it. ditch the company and do it yourself - its easy especially with all the support you get from this website. good luck poppasmurf.

nell1404

I HAVE RECENTLY CLAIMED £1200 WORTH OF CREDIT CARD CHARGES,THEY HAVE OFFERED ME ONLY £338 WONDERING IF ITS WORTH MY WHILE TO TRY AAND GET A BIT MORE I FEEL HARD DONE BY:money:

borgbaiter

nell1404 wrote: »

I HAVE RECENTLY CLAIMED £1200 WORTH OF CREDIT CARD CHARGES,THEY HAVE OFFERED ME ONLY £338 WONDERING IF ITS WORTH MY WHILE TO TRY AAND GET A BIT MORE I FEEL HARD DONE BY:money:

hi

accept it as part payment and carry on. courts shouldnt stay your claim even if it gets to court.

good luck


borgbaiter

Norfolk_Shot

RBS Advanta...

SETTLED!!!

After their stupid offer of £25 and their Solicitors letter which i received on Tuesday telling me that they were defending the case and applying for a Stay....I today received a Cheque for £143.58 which is full settlement including Interest and Court Costs...

nickyola

Have today received a letter from Hlaifax with regard to my credit card, offering me half the amount I was claiming - with everyhting that is going on with the bank charges, should i just shut up and accept? Can I say yes to this as a part payment, and tell them i will still be chasing the rest of it?

So confused!

Any help gratefully received

Nicky xx

katie1

nicky , it depends on you really do you want half the money and be happy with that or do you want the full amount ????

yes you could have what there offering has part payment and tell them you intend to go court (if it gets that far ) for the rest...

Rosco1112

Hi Everyone, I have had a bad couple of months and have been charged the following charges due to me not making a payment in time. They are all late payment fees:American Express £12Nationwide Credit card £12 X2Morgan Stanley Credit Card £12Is there any chance I can claim these back? also will this last couple of months seriously affect me credit rating? I have previouslyy never defaultedI would appreciate any advice you may have to offer.

sparky0107

Rosco1112 wrote: »

Hi Everyone, I have had a bad couple of months and have been charged the following charges due to me not making a payment in time. They are all late payment fees:American Express £12Nationwide Credit card £12 X2Morgan Stanley Credit Card £12Is there any chance I can claim these back? also will this last couple of months seriously affect me credit rating? I have previouslyy never defaultedI would appreciate any advice you may have to offer.

Hiya Rosco1112
You probably wouldn't be able to reclaim these charges, as they ar the £12 limit as set out by the OFT, and all credit card companies have lowered their charges to this, even though it is still a rip off charge.
Also your credit rating will be affected by the fact that you have incurred late payment charges, sorry to say.

Hope this helps
Mark