Halifax/BofScotland Insider Hints

Judie64

I got my knock back letter just a couple of days before Martin's Money Saving email. I didn't know what to do about it and was thinking about giving up. The account I am claiming for is a joint account with my ex husband that I had cleared the overdraft of. If I get anything at all of the £459 it will help me in shaking off the marital debt! Thanks to the insider who let Martin know.

ange_g

Hi there,

Didn't know about the ombudsman and now halifax have decided to defend in court, has anyone out there had any experience of this, bit worried and don't fancy the prospect of going to court against a big institution!

nortyshaz

fairly new to this....I am trying to reclaim partners charges from halifax have any off you had your accounts closed when reclaiming???
Thanks
Sharon

rusky1_2

halifax put half what i claimed without interest in my account yesterday now with this test case i'm not sure what to do can i say i'll except this without prejudice and see what happens help !

rusky1_2

just rung halifax this morning the 01244694183 number are not dealing with this any more told me to ring 08456039793 spoke to nice gentleman told me that all cases are now on hold but as i had already had an offer i could accept it without prejudice and claim the rest afterwards depending on what happens with court case, hope this helps anyone in the same position as me

Casadeora

rusky1 wrote: »

just rung halifax this morning the 01244694183 number are not dealing with this any more told me to ring 08456039793 spoke to nice gentleman told me that all cases are now on hold but as i had already had an offer i could accept it without prejudice and claim the rest afterwards depending on what happens with court case, hope this helps anyone in the same position as me

thanks rusky. I too received an incredibly less than half of what i wanted into my account the same day as receiving the letter. I rang, asked them to increase it, they did but not by much, so told them if they didnt meet my expectations then its to the courts. So i will write to them and tell them that i accept this first offer without prejudice and will claim the later payment after the court case has been settled.
FINGERS CROSSED!

skintscouser

many of the staff taken on to deal with the claims in the various centres have been given 2 weeks notice today.

Edinburghlass_2

rusky1 wrote: »

just rung halifax this morning the 01244694183 number are not dealing with this any more told me to ring 08456039793 spoke to nice gentleman told me that all cases are now on hold but as i had already had an offer i could accept it without prejudice and claim the rest afterwards depending on what happens with court case, hope this helps anyone in the same position as me

This post is worth duplicating for people who are phoning up on Monday.

Do make sure that you confirm with the bank in writing that you are accepting their offer in part payment and without prejudice and will be proceeding with a further claim at a later stage.

Bank>You

rusky1 wrote: »

just rung halifax this morning the 01244694183 number are not dealing with this any more told me to ring 08456039793 spoke to nice gentleman told me that all cases are now on hold but as i had already had an offer i could accept it without prejudice and claim the rest afterwards depending on what happens with court case, hope this helps anyone in the same position as me

This bank is honouring offers made before yesterday's news, however NO case currently waiting to reach the stage of an offer will be dealt with until after the test case is completed.

Also, HBoS is NOT closing any customers account for claiming back bank charges. However, if it is repeatedly shown that you cannot manage your account after a claim has been settled, then the bank will look at it again.

(Land_of)_Maz

<HR style="COLOR: #660000" SIZE=1><!-- / icon and title --><!-- message -->Quote:
<TABLE cellSpacing=0 cellPadding=4 width="100%" border=0><TBODY><TR><TD class=alt2 style="BORDER-RIGHT: 1px inset; BORDER-TOP: 1px inset; BORDER-LEFT: 1px inset; BORDER-BOTTOM: 1px inset">Originally Posted by Beate
This is Halifax' statement from their website: http://www.halifax.co.uk/bankaccount....asp?tag=HOME5
</TD></TR></TBODY></TABLE>

Fairplay to HBOS for clarifying the position. Grudgingly!