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£21,000 to pay off -but we will do it this time.

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  • Morning DFW.

    Had a payment from rent into account this morning, but still short by £45 :mad:, spoke to agent yesterday and they are trying to get hold of tenant to find out what they are playing at, I hoping its just an after Christmas blip and they get their act together as up until now they have been really good tenants.

    So this evening when I get back from work I will pay Barc card and Halifax.

    Yesterday was a small spend of £2.00 for a dozen eggs from the farm shop, so did some baking last night for lunch boxes.

    Applied for a cap one CC 0% until august and I was turned down:(, oh well keep plodding.

    DH has ordered some oil, although this won't need paying for until next month, this should see us through to autumn, but its £300 we could do without spending.

    Hope everyone's ok, it's feeling like a loooooooooooong month.

    PWPS.x.
  • Evening, paid some bills and this is how it looks at the minute-

    [STRIKE]Barc card £156.90[/STRIKE] Paid
    Halifax cc £ 62.76
    Post office CC £32.00
    all need paying by 25th :mad:

    Petrol £25.00 (minimum)
    school dins £8.80
    [STRIKE]sports club £27.00[/STRIKE] OH has paid this for me
    [STRIKE]animal food/etc £20.00[/STRIKE]paid

    = £106.56

    So I currently have £103.37 in bank account, so i'm only £3.19 short, which I could scrape together from holiday tin if needs be ( I really hope my adding up is right and I havn't missed anything), still no word from the tenant regarding missing money :mad:.
    Oh is going to give me some money for this weeks grocery shop, but will need to give him this back as its his petrol money.

    Did manage a NSD today, which is not a surprise really when I have no pennies to my name:rotfl:.

    Made a lovely pork casserole for tea, had it with rst spuds and broccoli.
  • Hi PWPS.

    Your calculations look like mine, Very tight.

    You are doing well though, keep going and smiling xxx
  • Don't stress too much hopefully they will pay you the shortfall before everything is due xxx

    Have you enough money for food until next payday? We've 2 and a half weeks left till our pay day! Hope yours isn't as long to wait xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Hi steph, yes tights an understatement.

    DFW - DH is lending me £40 for food ad I have £10 in nectar points and a £10 sainsburys giftcard, so will use the £40 IN ALDI AND THEN £20 (sorry knocked caps on) in sainsburys, have quite a bit in the freezer and plenty of rice and pasta, also have about half a bag of a 20kg sack of spuds, so should be ok. I get child ben on the 28th so will do a big shop then and then get paid on the 31st, so will be fine, it's just paying the bills on time tats the problem but I think I have juggled it and fingers crossed it will be ok.
  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What a nightmare about the rent. You've juggled it all around so well. Hope they pay the rest soon.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Hi Jwil, hope you and the little one are well.

    Rest of rent money has been paid:j:j:j.
  • Phew.Thank heavens for that xxx
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Think everybody gives a big sigh of relief when they get paid this month. Mine was today, thank goodness. Hope things sort out soon with your tenant.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Pennywise,

    Glad the last of the rent money has been paid :j. What a stress that must have been, awful when things like that happen! xx
    Mummytogirls x

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