£21,000 to pay off -but we will do it this time.

Options
1…167168169170171173»

Comments

  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Combo Breaker First Post First Anniversary
    Options
    Hi Penny


    Just looking at some of my subscribed threads and thought I would post to check you are doing ok?


    Hope the family are all well and the job is still going well.


    Hope to see you in 2016!!
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Options
    Happy New Year pwps Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Options
    Ditto from me too PWPS... We miss you

    Happy New Year
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    First Post First Anniversary Combo Breaker Debt-free and Proud!
    Options
    Happy New year. I hope 2016 is a great year for you xx
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • pennywisepoundstupid
    pennywisepoundstupid Posts: 5,975 Forumite
    Name Dropper First Anniversary First Post Debt-free and Proud!
    Options
    Happy New Year to you all, thankyou for your best wises we are all well and I feel good about 2016 being a good year (positive thinking and all that).


    Apologies for being missing for over 6 months, life , debt, well everything got to much, needed a break. The whole of 2015 was a terrible year and I'm glad to see the back of it, which is why i'm not going to go over things or re-live it.


    I am planning a new diary and I'm going to try and keep it positive and focus on the good things that are going on and the good things I have in my life, although we are still in debt and we have not added to it, my focus has shifted onto family and enjoying my life not dwelling on every penny and scrimping. I budget now for family fun and that money is to be spent on family fun. not how much can I save from it to pay towards debt.


    So its a fresh start for me and I will be back with a link for a new diary.


    PWPS.x.
    Mortgage Jan 2023 9yrs 11mths £61,389 Mortgage overpayment £1867/£3600 Mortgage Jan 2022 11yrs 6mths £69.996 Mortgage overpayment £3132/£3600
  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    First Anniversary Combo Breaker
    Options
    Morning PWPS

    Happy New Year xx

    Its such a tricky balance between having family fun and also paying down debt.

    2014 I got it totally unbalanced with every penny going to debt (10k) and we literally did nothing all year, but then 2015 swung the other way and we had lots of fun but I only paid of 3k of debt.

    2016 has to be more about a happy balance but heaven only knows how to do it.

    Hope 2016 brings you a much nicer year for you. please let us know when you have set up your new diary xx
  • pennywisepoundstupid
    pennywisepoundstupid Posts: 5,975 Forumite
    Name Dropper First Anniversary First Post Debt-free and Proud!
    Options
    http://forums.moneysavingexpert.com/showthread.php?p=69837896#post69837896


    New diary time.
    Mortgage Jan 2023 9yrs 11mths £61,389 Mortgage overpayment £1867/£3600 Mortgage Jan 2022 11yrs 6mths £69.996 Mortgage overpayment £3132/£3600
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 343.4K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.8K Spending & Discounts
  • 235.5K Work, Benefits & Business
  • 608.3K Mortgages, Homes & Bills
  • 173.2K Life & Family
  • 248.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards