£21,000 to pay off -but we will do it this time.

pennywisepoundstupid

MOrning.

It's never ending is it with school, yesterday it was raffle tickets that were brought home to sell and an email about a text book I need to buy DD:mad:.

Yesterday was another busy one and not a NSD, spent £10 on work on 2 separate collections, one a birthday the other for a collegue that is in hospital. Met a friend for drinks last night only bought 1 round of drinks each as we are both being careful with money and made our drinks last so £5.50 spent, was good to have a catch up and a natter without children.

Another item sold yesterday making £2.50 but they havn't paid yet so can't send money to CC:(:(, also listed another item last night and it has a bid already:).

Can't believe it is Friday already, I have done a meal plan for next week and started a shopping list to go with it, tomorrow i will go to ald1 and p£ts st h0me.

Today SHOULD be a NSD.
Have a good day.x.

liltdiddylilt

Hope today was a NSD. I just ordered a chinese so that blew mine out but on the plus side it was in the YNAB

Yay to lots of bay of e bids! But horrid paying out at work. I hate feeling pressured to do that, but mostly because I frankly only actually like one person out of a possible 15 at work.

I need to see quite a few friends I have neglected recently. My colleague was today questioning me on my budget and accusing me of going off the rails due to ordering my take away tonight as last months I stripped it so far back. I was a bit offended (shes one I don't like) since last month I saved just under £1k, and did so well, that this month I thought I could have 1 budgeted takeaway. Refuse to feel guilty. So £5.50 on a girly night out is excellent!! Hope I can do the same with at least one friend this month!

Enjoy your weekend PWPS. Mines gonna be a bit hectic!

Igamogam

pennywisepoundstupid wrote: »

MOrning.

It's never ending is it with school, yesterday it was raffle tickets that were brought home to sell and an email about a text book I need to buy DD:mad:.

The selling of raffle tickets is not compulsory PWPS. I always sent them back..............so much so the head was convinced it was because of some religious persuasion:rotfl: I put her straight which didn't go down well as I am a teacher after all and 'should understand these things' Really?? Anyway the raffle tickets stopped coming home:T

pennywisepoundstupid

Afternoon everyone, feeling very chipper at the minute all happy and bouncy, not sure why but it's better than being depressed and looking like I've chewed a wasp :rotfl:.

So didn't get on yesterday, was busy busy with kids and housework, received a £3 payment from mysurv£y so that as gone straight to MR T CC, sold 2 ebay items which I am waiting to be paid for:mad:, find it really annoying when people don't pay up.

Today I've been shopping on my own, DS had footie training and DD went off to do her pony, it was bliss to be able to walk around without children wittering can I have and i was also able to concentrate on the offers, so spends today £19.75 in sainsbug, £51.09 in ald1, £12.73 in b&m and £10.10 in pets at h0me, lots bought full cupboards and fridge so I'm a happy bunny.

I have a couple of bits ending this weekend on £bay which should net roughly a tenner, nowhere near any survey pay outs had too good a run in the summer.
I'm sure I have loads more going on to update but just can't remember, god help me :rotfl: sometimes its as though I'm in my 70s not my 30s:rotfl:.

pennywisepoundstupid

One of the ebay items has been paid for, so I've packaged it up ready to post on Monday and paid £2.50 off mr T card.

Need to do meter readings later, just writing it down to remind myself to get hubby to go under the stairs of doom to get the numbers, I get other half to do it as there is loads of stuff in the under stairs cupboards, suitcases, christmas trees etc and its like playing tetris trying to get everything back in:rotfl:.

debtfreewannabe321

liltdiddylilt wrote: »

Ref DD - so many posts, from FB posts by my sister and SIL regarding nieces and nephews, to various people on here - everyone is saying the same thing. School costs a fortune. I am genuinely concerned and am going to start a fund next March on YNAB with the sole intention of putting away £5 per month to the 'school' fund. Jellytot is only 2 and 5 months :rotfl: so by the time she reaches secondary school I should have enough to set her up and keep her ticking over for the years she is there. (My maths says that is £1050.. reckon it will be enough?!?)

:T Great idea! I have to agree lately that school & children in general are just too expensive (too late to get a refund on the kids though I suppose :cool:) I try to get second hand/non branded uniforms but it's things like after school clubs & trips that ALWAYS throw me off course! I just had to pay £175 on swimming lessons and it feels like i've only just paid it the other week :eek: I also had a letter from ds1 the other day asking if he'd like to go to a rugby game in london....sure I thought then I saw they wanted £50 by Monday :mad:!!

Anyway....have a nice weekend all

pennywisepoundstupid

:mad::mad::mad: I hate ebay and idiots that think its ok to bid on items and then email you minutes after the auction has ended to tell you they don't want the item :mad::mad::mad:.

liltdiddylilt

You are kidding?!?! With us it is always people buying PS3 items... with the first word in the header being PS3... and then emailing after bidding at the last minute saying oh I don't want it, I have an Xbox! I always make them go through the process so I don't get charged fees!!!

P.S I just realised about all the school trips etc. I best start a fund for that too :eek:

pennywisepoundstupid

HI lilt, I'm so bl**dy angry as there was other bidders that they had been outbidding, I'm going to put a case against them, I've emailed another bidder about a second chance offer so hopefully they will buy, I used to like it on ebay when you could leave negative feedback for buyers but ebay stopped that, I do think it all seems to be in the buyers favour not the seller.

liltdiddylilt

Definitely in the buyers favour. We had someone buy items on two separate occasions, the first one a couple of weeke before, for £5, paid instantly, no problems. The second time was a big purchase, £50. They then raised a case to say that they had been defrauded on their paypal. (The item was ps3 related, guide and cards, then coins) and they were refunded the money, it was taken from us... and they kept the item. The thing is, they had the same username on the ps3 where we traded the items, as they did on ebay. It was so blatant, but despite this ebay found in their favour. Now we stick to low value and have blocked that particular person from bidding on future items. I wish there was a rival marketplace to be honest.

So sorry you keep getting hit too. Hope the second chancer takes you up on it. And definitely put the case up!