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£21,000 to pay off -but we will do it this time.

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Comments

  • Busy day indeed. Don't worry about getting it in the neck ref relative. I am sure you will make your point very clear that you aren't in touch with them for a reason... we all have one!

    Well done on clearing the debt into the 18's! Must be a good feeling, I am sure that as the little payments add up you will pay less interest and then more will come off the balance!

    Hope you have a lovely day :)

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Paid £136 off Barc card CC, so i'm now in the 5Ks :j:j and total debt is now in the 18s, so getting there slooooooooooooooooowly.
    Fantastic! :j:j:j

    Have a lovely day today, sure sounds busy enough :eek::)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Good morning, yesterday was a very busy day, but everything got done and I even managed to list a couple of new items on ebay and relist some bits that havn't sold :D.

    Made a small over payment of £3.42 to Mr T CC this morning just to round down bank account and make it tidy:D, waiting for a ebay payment so that should be roughly another £10 for the CC when they pay.

    First full week back at work, I'm in a new class this year so a few new things to get used to but I'm sure it will be fine.

    HM quiche for tea tonight so must make that as soon as I get in and not sit down first, also must do some ironing there is only about half a basket of things so I just need to do it, keep on top of it and get it out of the way before it becomes a mountain.

    I think that's it, very boring life :rotfl:.

    Have a good day.x.
  • Evening. had a really good day at work and it's good to get back into the swing of things.

    Quiche made as soon as I got in from work and made jam tarts with the left over pastry for the kids to snack on, I have also swept and mopped the porch, hoovered my bedroom and dusted and put a load of washing out to dry although i think they will need a short blast in the TD.

    Have done a few surveys and will try and do some more after tea, no more sales on ebay and still waiting payment for theitem that I sold yesterday, why do people buy BIN items and not pay straight away, it really p!$$es me off.

    Better go and dish up tea as kids are moaning they are hungry.x.
  • Crikey PWPS!! Slow down! You make the rest of us look very bad... well, me anyway.

    I wasn't even aware there was a possibility to buy a BIN and not pay right away?!!? Very irritating. 'Ooh I want that, better get it so no one else has it, but I will pay when I think about it, before the auction would have ended and the seller will be fine'

    Jam tarts mmmm... You're very good. I am hopeless at quiche, or anything requiring non-puff pastry!

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Morning,

    lilt I always thought that if it was a BIN you needed to pay straight away, but I've had this happen a couple of times. They have paid this morning though.

    CHickens and GP have been fed and I've started lunch boxes just need to put sandwiches in.

    As ebay item has been paid for I have paid £10 off Mr T CC and another 81p to round down account, nothing due to finish today on ebay so no extra coming from there today, I am waiting on a £3 payment from mysurvey so as soon as that arrives it can go to CC.

    Should be a normal day today work/school and kids have no clubs, so no rushing round this evening.

    Better get DD up, take care.x.
  • Have a good day Pennywise.:D

    Hope the Sunday visit went ok for you.

    Signature looking fab, you are doing so well . Hope you get to enjoy a chilled evening, Tuesday night is always a busy one for me xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Hi Penny

    I've been away for a couple of days and then ill so I have missed reading your diary. You say it's boring lol but it inspires me and I love hearing about your daily antics.

    Congratulations on reaching 5k mark on cc and into the 18s now! Well done - it is SO worth those extra pennies and pounds.
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Hi PG, good to hear from you and I hope your family is well.Visit went ok, did get a few underhand comments passed my way but choose to ignore them.

    Hi Debtfree, thankyou for your support it really does help logging on and seeing messages, I'm trying really hard to remain upbeat and keep paying off extra little payments as they do add up.
  • Another great day at work, I have to say I am loving it, what a difference it has made having a change of staff.

    Hung more washing out when I got home, having an easy tea tonight of bought pie, chips and peas, as I need to do some baking and tidying of the house so something had to give.

    Postage for ebay parcel was less than predicted so another £2 over to Mr T card and I have just done a survey and been able to redeem £20 from m1ndm0vers but it takes 30 days to hit paypal so that won't be sent to CC until next month.

    Off to catch up on diaries.x.
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