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Dmp Mutal Support Thread (Part Two)

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Comments

  • dreamer999
    dreamer999 Posts: 98 Forumite
    All wrong guesses so far.

    Clue 1: I'm "only just".
    Make £10 a day challenge: November - £0/£300 :)
  • Valley's_girl
    Valley's_girl Posts: 736 Forumite
    Could it be Nearlyrich.
    Ally xx
    Official DMP Mutual Support Club Member No 30
  • smilealot
    smilealot Posts: 586 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Hmm... newlywed??? That's my new guess :T

    teecee - did I miss you getting your third star? Noooooooooo!!! Here's a celebration cake to say a belated congratulations :bdaycake:

    2 mins to shut down (I'm excited about the make-over!) so byeeeeeeeeeeeeeeeeeeeeeeee! x
    Member #4 of the DMP Mutual Support Club - DFW Nerd #335
    Debt at March 2007: £26,728.32
    Current debt: £0
  • dlb
    dlb Posts: 2,488 Forumite
    Hiya everyone.
    How are you all? Good i hope.
    I had good new yesterday, finaly got my credit card statments i requested from `one` of the credit cards on my DMP.
    It has £500 worth of charges on, so have sent letter requesting them back ( getting a dab hand at this reclaim process now!!) If i get them it will clear the cards ballance and leave me £100 up, so another creditor will be gone, so fingers crossed.
    I helped my friends claim her bank charges back and her went almost to court date before they finally gave in and paid up over 2k back to her, so im no longer worried about getting as far as court stage as been there with my friend and know what im doing!!
    Other than that, things going well all bills paid and upto date, used my money i got back from tax credits to buy bricks to finish off patio and treat me and dh to sun loungers!! Now we just need some sun.
    Just to think this time 16 months ago pre Dmp, we would have never been able to think about buying things like that never mind do it.
    I love my dmp, it has changed my life and made me learn to budget infact moneysaving has turned out in some ways to be fun gives us something to focus on.
    Sorry to go on just feeling realy positive at the minute, hope some of it rubs off on you all
    Donna
    Proud to be DEBT FREE AT LAST
  • dreamer999
    dreamer999 Posts: 98 Forumite
    Hi everyone

    What does everyone think of the makeover :question:

    dlb Good luck with the bank charges. Hope you and DH enjoy sunning yourselves on your new sun loungers :)

    valley girl and smile Both wrong guesses :grin:

    Will wait a bit longer to see if anymore guesses. If not I will be back with clue 2.

    xx
    Make £10 a day challenge: November - £0/£300 :)
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Good morrow

    Well this new look is good. Just like walking into the Big brother house as that has had a revamp too. Very modern looking and so far easy to find your way around (this site not the BB house). Apologies for non BB fans i will try to hide my obsession for that programme whilst on here.

    worrygirl. Welcome to you. This is a fantastic place with wonderfull people. You will get everthing you want here to assist you on your road to DFD.

    Craftingqueen. Cannot help with Argos im afraid. They are one of mine and I have heard nothing either. Let us know if you do.


    ilgd and smiley. Kind words indeed from such valued members of this forum. Thank you very much for that.

    dreamer. Are you idaas ?????.

    Love a mystery. Hope i am not right then the intrigue can continue.( Dont mean that i,d love to be right ). Went to insert a smiley then but it is not showing(rotfl). Think i may have to rethink my first statement. Any body else having the same problem????

    Have a good one

    ym
  • njc12
    njc12 Posts: 130 Forumite
    Hi dlb -I was just about to put a question on about whether you can claim charges back from the companies you are in a DMP with and whether it would affect your DMP when I logged on and saw your post! Does it not affect your DMP at all then?

    Thanks
    njc12 x
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    dlb.

    Forgot to say what an uplifting post. Thanks for that and you 'go on' for as long as you like. Certainly lifted me and my day ahead.

    Got to try to suss this smiley problem i am having at the moment


    ym
  • Ex-Spendaholic
    Ex-Spendaholic Posts: 1,766 Forumite
    Morning all

    DLB what an inspiring post. I really want to claim from Hellifax. They are in my DMP for the credit card but I still run 2 badly OD current accounts. The charges would sort that out. I'm scared to do it in case they close the accounts.

    Hello to everyone else. Lovely sunny day today.
  • newlywed
    newlywed Posts: 8,255 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning all. So tired this morning my brain is only half here so the new look site is confusing me!! Like it though, much fresher and neater looking.

    dreamer999 wrote: »
    All wrong guesses so far.

    Clue 1: I'm "only just".

    Are you HardlyLisa ??? ;)


    Worrygirl, glad you found the thread. I've had lots of good advice from here. Hope we can all continue to help each other.
    working on clearing the clutterDo I want the stuff or the space?
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