Dmp Mutal Support Thread (Part Two)

rayday2

If you do and I mean if you do get some bad feedback from your application you could always ask the teachers you get on with to help you with future applications.

But its too early to say until you speak to the Head and see what happens.

yellowmonkey

Hi.

Just to let you know that my DD's playschool was having a bookstall today and all books were 10p. Brought loads of cooking books and one that may come in usefull 'Ultimate problem solver'. Tips on everything. I now know that to get rid of a bee in the house i am to get a matchbox and half open it and coax the submissive bee into said box,close the box and set them free:rotfl: . Dont know what i would do if the bee is bigger than the box.
I know how to perpare for labour:eek: . Hope that does not happen being a man and how to hold my fork correctly in company:rotfl: . Still may come in usefull in the future.

ym

ilovegreatdanes

yellowmonkey wrote: »

Hi.

Just to let you know that my DD's playschool was having a bookstall today and all books were 10p. Brought loads of cooking books and one that may come in usefull 'Ultimate problem solver'. Tips on everything. I now know that to get rid of a bee in the house i am to get a matchbox and half open it and coax the submissive bee into said box,close the box and set them free:rotfl: . Dont know what i would do if the bee is bigger than the box.
I know how to perpare for labour:eek: . Hope that does not happen being a man and how to hold my fork correctly in company:rotfl: . Still may come in usefull in the future.

ym

ym......you crack me up :rotfl: :rotfl: :rotfl: :rotfl: thank you xx at least we know where to come for any queries or pub quiz answers:D

hugs to teecee and valleys girl.
teecee......all the good advice has been said but if its meant to be,you will get it......or the universe may have something even better up its sleeve for you, but wouldnt hurt to tell the h/m your thoughts.

take care all. love ilgd xx

smilealot

Hi guys :hello:

Absolutely shattered and in a bit of a daze (not a bad one, just a bit dreamy!). Just wanted to say thanks for all the kind messages. It's lovely to know you've been missed, and you have by me.

I think I will take your advice and go for it. There are a few things that are making me stumble which I will spend next year sorting out before I "go for broke" - or maybe I've done that already!!!

I loved Highland Toffees!!!!! And sherbet fountains :T

ILOVE - you make me laugh so much about your aniseed ball addiction!!

YM - Hello! Glad to hear you're still cheering all the girlies up on here - woo hoo! Anymore meal planning highlights? I really need to get into that.

teecee - Funny that we were both feeling the same way about the thread. Glad we've both found our way back. And it will be okay if we wander away again, but these guys understand. I'm so so sorry to hear about the school situation. I am rather disgusted by it all actually. Regardless of possible miscommunication, this should not have happened. I would definitely speak to the head when you get a min as it's not on. You've done so much for the school. They are funny places and the politics are awful. Take care you.

IDA - well done you on the smoking :T :T

Need to run - battery running out!!!

Byyyyyyyyyyyeeeeeeeeeeee x x

Valley's_girl

Hi All
No post for me today, hope you all have a good day with the post.

Teecee keep your chin up hun, like ida says speak to the head as soon as you can.
Phoned the cab yesterday he told me to ignore the letters keep paying them the payments and he will speak to me in a few weeks, So we shall see how it goes although I seem a lot calmer about my debts now.
Hope you all have a good day.
Love to you all
Ally xx

in_debt_again_but_dealing_with_it

Afternoon all
Had a horrible encounter with HSBC yesterday, they've started phoning 2/3 times a day again, so I called them back and got a foreign lady (I'm sorry but the foreign call centres (not the people!) make me so cross) it takes twice as long to explain anything and its not their fault they shouldn't be in that position!! Anyway to cut a long story short they are still procrastinating about defaulting the loan and still want me to take a managed loan - refused point blank its just not happening and she finished by saying the loan would be defaulted after 6 - 12 months (grr) and in the meantime the phonecalls and letters will continue. I am just sick of the HSBC they are dragging/have dragged money out of me right left and centre! Just wish they'd hurry up and finish with me!

Sorry for that rant.

Teecee hope all is well with you today and you managed to speak to the head. Smile glad you're going for it I'm sure you won't regret it.

To all I haven't mentioned nothing personal just no time!

Love and hugs
IDA
x

xgingerx

HSBC Barstewards they are, It looks like ive got all the to look forward to as they are one of my creditors in my DMP

They rejected my offer and said they wanted another £2.15 a month- can u believe it, spoke to CCCS and told me to stick by my guns and not offer to pay any more that what has already been offered.

Sorry I cant help

ps Why 6-12 months until a default ?? is this so they can screw u for as much interest and charges in the meantime ???

rayday2

I would make a formal complaint in writing they defianately are not accepting in order to charge you more and courts would frown upon that. In your letter mention if they don't address your complaint you will take it further with the financial ombudsman. In your letter list all the correspondance and charges etc they have put on your account since you first asked them to freeze interest and total it up (makes it look worse!)

Also tell them they are not allowed to harass you and this is your second area of complaint and you require all further communications to be in writing.

Streaky_B

All has been silent onthe phones and no more letters so far Natwest & HSBC have been the worst for calling and sending latters since i started my DMP in march.

This month was the first month i payed my higher payment to cccs and it didnt hurt so much :j i got a nice payrise so payment could go from £179 to £429 :eek: lol bit of a jump but at least i will clear my debt quicker.

Still not herd from cccs weather creditors have accepted DMP Capitalone seem to have from the start also Monument Visa but HSBC & Natwest dont seem to have accepted as interest is still being charged on those accounts should i contact cccs and tell them or write to HSBC & Natwest myself and ask again to freeze interest ?.

Its been a tough month ive spent the past two weeks in Hospital but all is well now (still not at work but thank heavans for sick pay) yesterday i decided to venture out in the garden to mow the lawn and the mower blew up :eek: so it was a trip to Homebase and £40 lighter in the pocket but it was a bargin Flymo reduced to clear was £80 :T on a lighter note i cut my own hair today saving me £12 in the barbers :cool: and becouse iam not driving my petrol costs for last month and into july have been £10 :T lol instead of £30.

Gemmzie

Got our six month letter from Egg today, phoned them, they've agreed to freeze payments for another six months :T