Reclaim Unfair Bank Charges article discussion Part II

desperate_lou

efcmk wrote: »

Hi everyone just looking for some advice. i wrote to the royal bank of scotland asking for 3112.50 in charges back on the 22/05/07. i recieved a letter today saying they are looking into my claim and will get back to me in 6 to 7 weeks. does anyone know wether i should wait to hear from them or send my seconed letter now threatening court action.
please help????????????????????????

hi. this seems to be what all banks are doing at mo, which makes it so frustrating when you have stated two weeks for full reply, i phoned my bank up to query this and they said they were inundated with claims and they could not tell me if i would have to wait the full eight weeks or whether it could be sooner, very unhelpful. i too am wondering whether to proceed with next letter or just to hold tight, its a difficult one, i keep you posted:mad:

Edinburghlass_2

It often depends on the bank you are claiming from as to waiting for a reply, check what other users have found by reading the thread relevant to your bank. You'll find links to them in the Reclaim Help Thread which is in my signature.

lindilou39

EdinburghLass...

I,ve just been on the cag site and looked at the court bundle that bookworm has posted, now, I,ve printed all 43 pages off but do I really need all 43 pages and please dont tell me I have to reserve a copy for myself the court and bank solicitors if the need arise??


Waiting with anticipated cringing lol

Lin

Edinburghlass_2

Do you have a court date yet? If so then yes but if not I would wait until you are asked for it.

lindilou39

Edinburghlass wrote: »

Do you have a court date yet? If so then yes but if not I would wait until you are asked for it.

I thought you were going to say that....nope I dont have a court date as yet, but LTSB have acknowledged and intend to defend the whole claim, ao am just getting myself all prepped up, be it as i,ve made approximately 3 booboos on the calculations as to how I arrived at the figure to claim (strewth)..should have come on this site bfore I put my MCOL in...never mind..

Lin

tezl

how do i get bookworms court bundle. thanks.

Edinburghlass_2

You'll find a link in Martin's article, you need to sign up to view it.

louisa81

Could someone please tell me if it is possible to reclaim store card charges?
I have just added up my bank charges and they are minimal but in the past I racked up huge bills in store card and credit card charges from ge capital and capital one, are these unlawful? has anyone tried reclaiming?

Edinburghlass_2

Yes, see the Reclaim Help Thread, linked in my signature for the main banks and cc threads.

lindilou39

Edinburghlass wrote: »

You'll find a link in Martin's article, you need to sign up to view it.

Lass what I,ve printed out apart from the normal 3 copies of letters statements etc is something quite different, it quotes alot of contractual Law, go take a look and tell us if we need this also??

Lin