Reclaim Unfair Bank Charges article discussion Part II

beckied

I am sure some people think they are better than others, nobody chooses to be in debt and with certain peoples attitude doesnt help.
Does this NICK not realise how hard it is to keep your ahead above water.
We all havent got mummy and daddy to bail us out and get us a good education, we all have to go out and earn a decent living the best way we can with what money we have. And at the end of the day do you really think that it is ok for a bank to take £200.00 a month for charges that maybe or maybe not your fault either way is this a fair amount?

cyberman_3

I do not think that nick1234 should be allowed to continue on this forum.

People here are looking for help not plain rudeness

roysal

Help, have just received Nat West Defence and Request for Further Information and Clarification. Is there a link somewhere to give me some advice on this.

Rise_Sir_Axl_Rose

Nick -- If you are over the age of fourteen, you should be ashamed of typing in 'txt'.

Now get to your room!

merckx69

we are not a lloyds tsb inside job let me make that very clear from the outset.Our case was heard at the county court in Lancaster for a total of 3k. To say we are devastated would be an understatement!!!!!!!!!!!!!!:mad:

cyberman wrote: »

Originally Posted by merckx69
We took LLoyds TSB to court when reclaiming bank charges and LOST the case!!! Has this happend to anybody else? Any advice what to do next?? It has been a real blow and we are struggling...



Lloyds TSB have only won the case in Birmingham .. any other win would be blasted over the media !!!!

Is merckx69 a Lloyds insider wind up ???? We are open to be proved wrong so what court was this merc ????
tezi is right to query this post.

Edinburghlass, what do you think

sweepster

merckx69 wrote: »

we are not a lloyds tsb inside job let me make that very clear from the outset.Our case was heard at the county court in Lancaster for a total of 3k. To say we are devastated would be an understatement!!!!!!!!!!!!!!:mad:

Hi,
Could you give us all some details please regarding what the judge said etc and why the case was lost. Have you emailed martin sure he would be happy to chat with you.

tezl

chamb7914 wrote: »

This was exactly what happened to me with Natwest, they say an offer is out here there and everywhere and nothing actually appeared. I still had to take them to a MCOL case and then they paid up. If its not in writing its not an offer, my advice would be stick to your deadlines. Call 08453030456, i found them to be honest helpful and courteous. Hope this is of use .

G

do not forget they make money out of 0845 numbers.

lplensm

Hi

I have sent mine to court and i received a letter back from the bank stating they was goind to defend the case so they had 28 days from the 14th May.
Was yours a simaliar case?
Did it take the whole 28 days to get our money back?

tezl

nick1234 wrote: »

no but not being able to pay morgage is different cos its a case of your situation not being able to afford to pay. You could have switched to a cheaper house/flat etc.

this coming from someone living off of other peoples taxes, why do you need a student loan., interesting in a few years how you handle the repayments, hope you do not go overdrawn.

lplensm

Degs45 wrote: »

Hi can you tell me how long your account had been closed ? I closed mine in may 2005 also closed a barclaycard one at the same time ...is it worth a go ..

already had a letter of the halifax saying they will offer a good will £3400 in the next 14 days ... yayy !!!:T
cheers .

I have sent mine to court and i received a letter back from the bank stating they was goind to defend the case so they had 28 days from the 14th May.

Have you heard anymore infomation as in what will happen next?