Reclaim Unfair Bank Charges article discussion Part II

agnes_2

Hello jayneg I would appreciate a copy of this statement of evidence just in case I do end up in court, where can I find it?

agnes_2

Hi there, just reading up as have been away, yes I agree we need to support each other, I for one need all the help I can get, I have been reading about this 'statement of evidence' I dont even know what it is?? do you ??

agnes_2

Hi there just read this about your defence its an exact copy of my defence from Barclays I have prepared an itemised letter in response to all of it, and am about to semd it to the solicitors and the court, with other copies such as my letter to the bank asking them for a complete breakdown of the charges, but I dot know if I am supposed to wait for a court date, (now transferred from Newport to Cardiff Court)?? or should I just send now?

babycatcher_2

My claim with Natwest was acknowledged 6/6/07. Do they now have 14 days from then to enter a defence? are they working days? or do they get 28 days from then? I have received no paperwork from MCOL so am unsure when I can enter a default.

regards

Kirsty

gingerninja_4

Agnes wrote: »

Hi there just read this about your defence its an exact copy of my defence from Barclays I have prepared an itemised letter in response to all of it, and am about to semd it to the solicitors and the court, with other copies such as my letter to the bank asking them for a complete breakdown of the charges, but I dot know if I am supposed to wait for a court date, (now transferred from Newport to Cardiff Court)?? or should I just send now?

Hi Agnes,
The answer is I just dont know. Will the letters harm the case and will the banks counter sue, I just dont know hun. I am going to give it 2 days on here see if someone out there knows. After that I have come this far will send the letter and damn the consequences

gingerninja_4

cyberman wrote: »

gingerninja wrote: »

Hi gingerninja, where can we find this statement please

Thanks

Hi Cyberman, have lost the thread but if i get a reply i will pass it on.--

spillers_2

This si the first time i have used the forum,and hope this makes sense.
I am in the process of trying to get my charges back from Abbey. I sent my first letter requesting statements on the 1st March,have had the 2 standard letters saying they needed more time,but the 8 weeks is nearly up and i havent heard from them.On reading other peples stories i think i will have to go the next stage now,which does frighten me ,but we are determined to get our charges back.
I have asked for a refund of over £5,000 but have read that the amount has to be under £5,000 to go to court,is that right,should i amend it,and also not put interest on as this would take it over as well.Sorry if this sounds daft but just need to do it right..thanks for reading this..

teller38

hi all great to hear of all the success stories on here

martin and the team keep up the good work

just a little question???
gone through all the process and am now at the stage at mco where my claim was acknolewged on 5th june.
please can someone tell me time scale?what i do now???

many thanks

cyberman_3

theozziend wrote: »

As I say in an email at the bottom, I have had my court date for weeks. Barclays have made no attempt to make me a better offer. Should I be worried? Perhaps they think they have something on me. I am claiming charges levied for going over overdraft limit and bouncing direct debits, plus interest. It amounts to £4,600 at the moment, shortly to be increased with the later charges. I am getting seriously worried. If I don't get my charges back, there's a good chance I may be in serious financial difficulties because the charges have escalated so much. Each month they are putting me further and further into the mire. If it doesn't get settled in July my credit rating is going to be very dire indeed. They are responsible for doing this! How can they take almost £200 from your account every month. It's wrong:mad:

theozziend .... this is the way the banks work, in particular Barclays seem to be in the lead for "extortion" The answer for these cretins is to write to them saying ...

"I require a full and detailed explanation and breakdown of your punative charges. Tell them you will request the same information from the court.
Also advise them that you do not accept such charges being applied to your account and you consider them unlawful unless they can show you otherwise."

It is clear that Barclays Bank are not acting in the interests of the public, a common phrase used by the DTI when they close companies down.

Send a copy of your letter to;

Rt Hon Ian McCartney MP
Minister for Trade Investment and Foreign Affairs
Department of Trade and Industry (DTI )
1 Victoria Street,
London
SW1H OET

FAX 020 7215 5329

Direct phone line 020 7215 5000

I would suggest at this point of time, whichever bank is giving you a problem and you are not satisfied, that you send copies of the letters sent to you, and your replies, to:-
Rt Hon Ian McCartney MP

PETE_BAILEY

Not Sure Of The Claim Process Online...

Do I Claim After 14 Days Or 19 Days?????


Is It 14 Days From When I Start The Claim And 5 Days For Sending

If They Enter Not Defence??