bedroom tax

seana

hi
just recieved a letter from council say my claim for discretion housing benefit for bedroom tax refused because i have enough money to pay it.i am on income support which the gov says is the minimum to live on. so how can i afford £68 mth xtra.my daughter gets dla do they take that into account when doing income; the money is for her needs.

bloolagoon

Carers allowance? It is normally classed as income for some benefits

mysterywoman10

Unfortunately Discretionary Housing Payments are based on local criteria set by the individual Local Authority, and in most cases take ALL income and expenditure into account.


Do you need the extra room for your daughter's disability in anyway?

midnight_express

There is no such thing as bedroom tax. Your housing benefit has been cut as you have more rooms than you NEED. Discretionary housing payments are discretionary, they don't have to pay them.

midnight_express

Given that your monthly net income is £2,489 I would have thought that you could well afford to pay £68 a month rent.

notanewuser

midnight_express wrote: »

Given that your monthly net income is £2,489 I would have thought that you could well afford to pay £68 a month rent.

Not to mention the £435 a month on groceries for 2 adults and 1 child.

Coveredinbees!!!!

and cable tv at £25 a month get rid of that and you only need another £43

tpl

This is what gives those in 'real' need a bad press. You have also taken into account your daughters DLA as an expense - and if this isn't a mistake means you have about £2800 per month in benefits, plus a mobility car, and over £400/month in food!. And you are going bankrupt. 2 adults in the house and only one working bringing in just £266 per month? And you are complaining about a reduction in benefits of £68/month. You have got to be kidding, or maybe this a (hopefully) a joke.

Household Information[/b]
Number of adults in household........... 2
Number of children in household......... 1
Number of cars owned....................
Monthly Income Details
Monthly income after tax................ 0
Partners monthly income after tax....... 266
Benefits................................ 2223
Other income............................ 0
Total monthly income.................... 2489
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 459
Management charge (leasehold property).. 0
Council tax............................. 84
Electricity............................. 68
Gas..................................... 56
Oil..................................... 0
Water rates............................. 41
Telephone (land line)................... 30
Mobile phone............................ 25
TV Licence.............................. 13
Satellite/Cable TV...................... 25
Internet Services....................... 0
Groceries etc. ......................... 435
Clothing................................ 40
Petrol/diesel........................... 173
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel............................ 40
Childcare/nursery....................... 0
Other child related expenses............ 15
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 9
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 15
Haircuts................................ 25
Entertainment........................... 35
Holiday................................. 10
Emergency fund.......................... 45
partners iva............................ 100
daughters dla........................... 569
Total monthly expenses.................. 2312

Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0

No Secured nor Hire Purchase Debts
Unsecured Debts
Description....................Debt......Monthly.. .APR
laons..........................30000.....0........ .0
shortfall......................33000.....0........ .0
Total unsecured debts..........63000.....0.........-

Monthly Budget Summary
Total monthly income.................... 2,489
Expenses (including HP & secured debts). 2,312
Available for debt repayments........... 177
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 177
Personal Balance Sheet Summary
Total assets (things you own)........... 0
Total HP & Secured debt................. -0
Total Unsecured debt.................... -63,000
Net Assets.............................. -63,00
Reproduced on Moneysavingexpert with permission, using IE browser.
[/font]

reason for no car expenses mobility car

bloolagoon

I would ask them to check their calculations. From your SOA you posted very recently you should pay £64.26 pm (£14.83 pw), not £68 and your council tax bill should also be lower.

I think as mysterywoman said earlier they look at income v outgoings, are you still paying £280 pm to your debts or have you stopped this if going bankrupt? If you still need to pay £280 pm as part of your IVA I can see how you will struggle, but once BR kicks in then you will have the £280 pm you have been using for debts.

nannytone_2

the issue the OP has, is clearly one of budgeting and not of inability to pay.

but the venom aimed at them is distasteful to say the least.
i can almost imagine the glee some posters deem to feel when given the opportunity to put the boot in!

the venom directed at the OP, who on paper anyway, appears to have a healthy income, is no different to the bile spouted at others who are losing 20% of their cash income to this reduction in hb.

it has nothing to do with income, just some dont like the idea that some people get 'something for nothing' ( in their opinion)

Credit-Crunched

It is not venom, as you call it. At times, people on this site do not need their ego massaged, or provided with infinite sympathy.

This person has more than most hard working families have as an income and is complaining that she has to fund another £60 to help keep her house that is too big for her, at an already subsidised rate.

So excuse us, if we do not throw sympathy and care towards her current situation...

Some times people ned to be told straight...