Aprils Fool No More!!!

NinjaSavingKat

Everhopeful09 wrote: »

Sneaking in to declare that I spent £3.90 on lunch, I'm seeing it as damage limitation as I was in a bad mood and needed cheering up, was either treat myself to lunch or retail therapy which would have proved an expensive option!

EH xx

Whats happened my little chickadee? Want me to go Ninja on someone's a**....??:T

thriftylass

NinjaSavingKat wrote: »

I would expect every person here, once debt free, to leave and head to whatever boards they can contribute to next! If you want to clear that Mortgage get to that board - if you want to save £2014 in 2014 then head to that board.... there are no qualms about it, when you have met your DFD you have to move on to like minded people.

Shady - a massive well done to you! It must be a great feeling!! Does this mean you are debt free??

Oops, I better bu**er off somewhere else then . Felt quite at home and welcome here so far but I guess my time has come. Oh well..off to find a new home. Good luck everybody, you can do it xx

I think I'll resuscitate my old thread as a diary.

Byeeee

NinjaSavingKat

thriftylass wrote: »

Oops, I better bu**er off somewhere else then . Felt quite at home and welcome here so far but I guess my time has come. Oh well..off to find a new home. Good luck everybody, you can do it xx

Bye

:rotfl::rotfl::rotfl::rotfl:Only if you wanted to go honeybunch! I just don't want people thinking they CAN'T move!

thriftylass

NinjaSavingKat wrote: »

:rotfl::rotfl::rotfl::rotfl:Only if you wanted to go honeybunch! I just don't want people thinking they CAN'T move!

Really , woohoo :j:j:j:j Would loooove to stay. Thanks.

Could totally understand it though if you wanted people to move on as it about debt busting and I'm doing more debt prevention now (wouldn't even call it saving yet )

NinjaSavingKat

Prevention is a GOOD word! I think I might steal it. It's like the light between the goals, the limbo yet realised and the last hurdle before the big one. SAVING!!

thriftylass

Quick question. Has anyone ever changed bank accounts to get the lets say £125 reward like First Direct do just now. Been with the same bank for years out of loyalty (why) and lazyness plus it has a convenient branch. Is it difficult?

Cheers

angelpye

I haven't always tempted though!

I was reading on another thread about an American guy who does the whole debt free mentoring thing and he says emergency fund first then debts, then build fund up to three months of outgoings - debt prevention to me! I think you guys are right that there is that grey area between cleared debts and totally debt free for life where is something breaks, goes wrong or needs replacement or a life crisis then without savings debt is just around the corner. Change cycles take months to become new entrenched behaviour and I am aiming to be changed for good this time. Just to keep a roof, bills and food for 3 months would need over £5000! Hmmm... One day

rosiecheeksblossom

Evening all.
Long time no see:o!!!
Have just catched up with posts and NSK and other peeps, I know what you mean when you were discussing the "friends" issues. I sometimes wonder why I bother with some people. I recently had a birthday which a couple of friends forgot.....And why is it when people ask you what you want, go and get you something completely different that you neither want or need, so it just ends up shoved in a drawer, especially when you made an effort to get them something they asked for for their birthdays/Christmas etc.
Anyway I could go ONNNNNNNN, but I wont.
Had a few lovely days lately with some friends in Notts although spent quite a bit on going out and other little bits. The last 2 days have been SFD tho:p, worked a bank shift yesterday and today been walking, even had a very lovely lunch with 2 friends although made me feel guilty as one of them footed the bill wouldnt let me pay my share.
TTFN xxx

kickuptheasstime

Hi everyone

Still another spending day but I've tried to do it with moneysaving principles in mind!

Achievements as follows...

1. Went into Co-op to buy some emergency toilettries & managed to leave having spent £2 only (no additional items bought - must be the first time ever!)
2. Bought batch of essential toilettries online at a much cheaper price than in the shops, should last me a good few months (£10.17)
3. Bought a batch of anti-histamine tablets to last 12 months from link on moneysavingexpert site (£10.40)
4. Both online purchases made using some of the profts of Ebay selling done over the past two weeks

So although I have spent quite a bit of money today, I have not gone into any further debt & reduced my running costs for the next few months :T
The only downside is that I was aiming to use my Ebay proceeds to pay to a CC - but at least I haven't used a CC to purchase the goods like I used to...

Spending diary updated & slightly smug feeling achieved :cool:

KUTAT x

nannygladys

Hi all, I think I have only two real friends, ones that I can depend on in an emergency or the such like, one I see quite often and the other lives a little way from me, so we dont see each other very often and can go months without being in touch, but when we are its like we have never been out of touch:) both I have known for a fair few years now. The people I work with are just that, and in all honestly not my kind of people, (or am I the only one not to watch soaps and actually believe that the characters in then are real!!)

Anyway had a lovely day off, pottering around this morning and going out with DD3 this afternoon. I have made my lunches for tomorrow and Friday - pasta salads - and will take out a HM ready meal out of the freezer for dinner, tomorrow morning.

It sounds very windy outside here, so I will go and put Rosies cover over her - I do spoil her:rotfl:but she is soooo cute.
nannyg