Nice people thread part 8 - worth the wait

PasturesNew

michaels wrote: »

.

Did that bit "DO NOT QUOTE....." not apply to you?
:P

michaels

PasturesNew wrote: »

Did that bit "DO NOT QUOTE....." not apply to you?
:P

Don't know what you are talking about :whistle:

CKhalvashi

michaels wrote: »

Thank you Viva

CK: I think if I do end up finding an investment property we may end up moving in for PPR relief reasons. In fact although I am half way through a remortgage I am wondering whether we should stay with the existing lender in case I need to look for consent to let in the near future.

Legally speaking though, 50% of the profit would be subject to CGT, from my understanding of the rules, with no relief for the spending on the property, again on my understanding of the rules. That's unless you want 2 children to look after

Out of interest, who are you with at the moment? HSBC have been good at CTL, as have Natwest with us in the past. Abbey (now Santander) refused outright to keep us on the same offer, as it was 'only' 2 years through a 5 year deal (this was to buy the house we're currently in, so just before the marked went lopsided)

In other news, we've removed the house from the market (been on since May last year) as noone seems to be able to get a mortgage :mad:

There was a lovely house we'dve loved, however I can't see anyone paying £3000 a month to rent here, unfortunately

CK

Generali

Spirit wrote: »

2, 4, 6, 8 Motorway......

It sounds like he might have some problems vis-a-vis his mental health. I've been in his shoes albeit when I was a lot younger and with no responsibilities.

Sometimes it's best to stop helping someone in that situation for a bit and to force them to seek medical help if they can't cope.

Just a thought.

neverdespairgirl

PasturesNew wrote: »

I think it's a church flower show maybe.... as a name that sounded like a church was mentioned.

... add the words "church" with "show" - and a very old lady enquiring.... has to be flowers I bet.

Jam? Cakes?

neverdespairgirl

Much <no quoting> sympathy, Spirit.

Spirit_2

michaels wrote: »

Sounds like a horrible situation for you. If you are really concerned about people's safety perhaps you should raise it with social services.

I'm a big believer in tough love sometimes but I guess with those close to you involved it is difficult.

I have in the past raised concerns with SS. It was hard but I had to put teh children first.

At this moment he is 'fine' so SS would not take any action. It is that I forsee his latest action as putting the little stability they have in jeopardy as he blows the surplus he has from the house sale on whatever, and in the medium term fails to maintain the barge.:(

michaels

It was the safety specifics of it being a barge that worried me.

misskool

I'm sorry that you have all that to deal with Spirit. Sometimes, even with family, you just have to let people live with their mistakes

lostinrates

Urgh, I have had a migraine that I just couldn't shift. Horrid.

Viva, is it you that likes sainsburies for clothes? Dh just came back from sainsburies with a really pretty summer dress for me and a pair of shoes .