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Nice people thread part 8 - worth the wait
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Mass paper clearout. Before we moved in 2006 we sold a whole lot of investments/ savings/ ISAs/ TESSAs/ TOISAs and goodness knows what. The paperwork filled 2 lever arch files. Not masses of money, I think the average was about £3000, but it was the "save to move" pot that had built up over 13 years since the previous move. Selling them all was a headache in itself and generated even more paperwork, that I never quite got round to sorting. Instead I kept the files with the intention of getting round to it sometime.
Inland Revenue require you to keep 6 years of paperwork, so that time has now past and they can all be shredded.
:rotfl:Similar has been happening with me & my parents.
What made me giggle (but also) was that they had to check what accounts they'd closed etc, whereas I knew pretty much instantly. Have to say I generally review my finances/accounts every 3 months. Though I don't sort out my shredding as frequently as I ought.
Is this MSE spring cleaning?:rotfl:It's getting harder & harder to keep the government in the manner to which they have become accustomed.0 -
vivatifosi wrote: »Ha ha ha, me too! I am glad I'm not alone in that. Thank goodness we knew what an iPad was before it was launched though, it definitely sounded like a sanitary item in those early days.
One of my favorites:
my daughter got an iPhone for her birthday.
My son chose an iPod for his.
An iPad was mine on my birthday.
I thought I'd carry on the trend, so I got my wife an iRon...It's getting harder & harder to keep the government in the manner to which they have become accustomed.0 -
Shout and argue with everyone you see, walk in and out of doors slamming them as you go.It's getting harder & harder to keep the government in the manner to which they have become accustomed.0
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lemonjelly wrote: »I'm with you, sister!:T
I will never give up books.
This is for trash reading mainly. Depression warding mind numbing, non exciting, stuff that kept me going the week special girl died. I went on a bad book bender.
I even read silvercar's recommendation of fifty shades. The sort of books I feel no urge to own I can stand digitally. Also reading some of the free download classics,
.
But any books I actually like that I read I have bought after reading in 'real' form.0 -
Reverting back to ISA's, i had 2 mature with nationwide, & transferred to santander, as they had the best offer.
Last year I transferred another ISA to santander. Again they offered the best rate. However the transfer did not go well. I rang to complain repeatedly. Obviously their complaints dept get a lot of practise by all accounts, & they were the only consistent reliable dept I spoke with. Indeed, they were the only dept I trusted.
Anyhoo, it's been a year, & I assumed stuff would have improved by now (even martin says so!).
Has it bu99ery!:mad:
They have messed up the transfers.:mad:
I have had to telephone 4 times already in less than 2 weeks.:mad:
They haven't sorted anything out.
I have little faith in them resolving this quickly.
I'm undecided whether to put this years allowance with them at the moment. Last year, I was so annoyed I put it with Bham Midshires (it was only a loss of 0.05%, so I wasn't fussed. That was my protest...).
I do expect them to reimburse me the phone costs owing to their incompetence & ineptitude though...It's getting harder & harder to keep the government in the manner to which they have become accustomed.0 -
lostinrates wrote: »I will never give up books.
This is for trash reading mainly. Depression warding mind numbing, non exciting, stuff that kept me going the week special girl died. I went on a bad book bender.
I even read silvercar's recommendation of fifty shades. The sort of books I feel no urge to own I can stand digitally. Also reading some of the free download classics,
.
But any books I actually like that I read I have bought after reading in 'real' form.
I was given a tablet for christmas which is kindle compatable.
I intend to download all the classics, when I finally get time (& build up a list of ones I want).
I have only downloaded Jack Londons People of the Abyss so far.
The thing that has stopped me starting using it, is it isn't an eink system, but an LCD, so unsure...It's getting harder & harder to keep the government in the manner to which they have become accustomed.0 -
lemonjelly wrote: »Great tactic this. Give em enough rope...
One I used recently. Would have to post those details in t'other place though...;)
This is how both my dad and my dh tend to work. Though in different ways. I used to work like this in a different way again. Now I find it more frustrating. We literally have evidence in their own recorded words. I would like to cut the cakeand tell them they have no chance of winning this, because while I am scrappy in the extreme:o. I am also a bit tired of it all and just quite fancy it over and having working heating and hot water.
Dh is quite happy to play the long game.
Ultimately, I know he is right and the repercussions could be not just us but other people using this company, or even the technology...but now, also potentially wider issues, so it seems right to pursue at this stage.0 -
The only slight risk with playing the long game is it gives them more chance to go bankrupt before you get your claim lodged...hmm was that thought helpful?!I think....0
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The only slight risk with playing the long game is it gives them more chance to go bankrupt before you get your claim lodged...hmm was that thought helpful?!
I don't think it's an immediate risk. Tbf we have not heard of any one else with issues. (And our independent advisor maintains the equipment itself is not bad, just poorly chosen for this house and our needs and wrongly set up)
It's a (scheme of things) small amount of money. If its 'the right' thing to do its worth it. Not everyone can make that sort of decision, they are more likely to suffer longer term in a situation like this.0
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