They are defending my claim

Altern8

Hi

I have filed a claim online against Lloyds and they have decided to refer it to the local County Court its a claim for less then £100!, What should be expected and whats the chances of winning? Will I have to pay any costs?

Cheers
Craig

swood_2

Great thanks, will read it throughly. But I am still a bit confused as I think most of the charges happened before 2001 but continued with Intrum when they were transfered, can I still claim them back, if you see what I mean?

Glad

Hi, Martin’s asked me to post this in these circumstances: I’ve asked Board Guides to move threads if they’ll receive a better response elsewhere(please see this rule) so this post/thread has been moved to another board, where it should get more replies. If you have any questions about this policy please email [EMAIL="abuse@moneysavingexpert.com"]abuse@moneysavingexpert.com[/EMAIL].

Stephen_Leak

The county courts are where the small claims hearings are held now. Their defence is just another way of delaying the inevitable, and also trying to intimidate claimants into giving up and going away. If you've prepared your claim properly and used the wording on these forums, your chances of winning are excellent. The banks people are unlikely to even turn up - the last thing they want is to have to say, in an open court, just how much (or how little) automatically administering a default does cost them. They usually pay up, albeit at the very last minute, to avoid this. Finally, even if you do lose, claimants in small claims courts do not get "done" for the defendant's costs.

LYNTON_3

I have received a notice of Transfer of Proceedings today 16.05.07
from Northampton to Hull. The questionnaire has been dispensed with .
Reference copy
Part 3.Defence :has been filled in
Part 4 :has not been filled in
Part5 Signed :I dont see a signature

no court date

I intend to continue with my claim for the full £1627.89.
Lloyds TSB have paid a goodwill gesture of £750 into my account on the 19 April 2007 without my consent and this has not been removed

Any advice will be gratefully received

Gashman

My claim through the courts.
I have just received their Acknowledgement of service form saying that they now have 28 Days to prepare their defence.

Has anyone got any good advice of what i should do from here on in?

Cheers in advance

dogloverme

hi i got abbeys defence and i have just filled in the judgement on monday go for it dont let them scare you
dogloverme

Gashman

dogloverme wrote: »

hi i got abbeys defence and i have just filled in the judgement on monday go for it dont let them scare you
dogloverme

Thanks.

Now i have the defense paper, do i have to do anything for the 28days they have to prepare their case or do i have to file a judgement now?

Edinburghlass_2

Wait until you hear from the bank/court/solicitor. You'll find links to the appropriate threads in the Reclaim Help Thread which is linked in my signature.

You'll find a post there about the timings for MCOL and what to expect.

Gashman

Edinburghlass wrote: »

Wait until you hear from the bank/court/solicitor. You'll find links to the appropriate threads in the Reclaim Help Thread which is linked in my signature.

You'll find a post there about the timings for MCOL and what to expect.

Thanks Edinburghlass. I've read quite a few of your posts and they have been helpful. (Not all 17.5 thousand of them though!!)
Keep up the good work but please try and get some sleep!