We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

The 1% Challenge - 100 ways to make your 1%

1120121123125126165

Comments

  • niksyg
    niksyg Posts: 678 Forumite
    Just realised that I do actually have a number - hurrah!

    So updating to say that I, #305 have now paid of 49% of my debt!!

    :j:j:j
    Clearing debt to save for a simple wedding.
    Starting 2016 With debt of £7700
  • Hi, I haven't been on in AGESSSSS!

    Update:
    I have now cleared my CC YIPPEEEEE!
    So now, my target is 7000 family loan.
    Going to start paying a monthly amount to chip away at this as well as saving for bigger chunks.
    Also going to put away as much as I can alongside this. Here goes..
    :rotfl:
  • I hope it's ok to join in

    mum2amelie - 1% is £90.00

    Thank you :)
    Lightbulb moment: 15/09/14 :idea: 1% = £90 | Aiming to be debt-free by July 2017 (my 30th birthday) :beer:
  • Ooh I have a number now too - #278 - strange how much that makes me want to do well lol :D

    I've come off the boil a bit on my main debts as ran up my overdraft repairing the car, then took some time off thinking about money to celebrate my birthday :beer: soooo, debt number 5 is £1200 and 1% is £12. Need to tackle that quickly as it's my overdraft and will mean interest :(
  • Hi guys and gals,


    #335 reporting in...I am at 2.6%, been doing some challenges and chipping away at the debt monkey.... :j
    Looks like I will have a heap of overtime coming in later this month and into next month, so should be able to make some bigger inroads to this
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
  • Ellie_BB
    Ellie_BB Posts: 76 Forumite
    Part of the Furniture 10 Posts Name Dropper Photogenic
    edited 17 September 2014 at 6:47AM
    Hurrah! Had forgotten how good it feels to complain when something's not right! Been given £200 back and 50% discount for the rest of my contract. Not counting it till I have it, but that's a good few % against debt #5 :T :T :T
  • £11 overpaid on the long term loan after an eBay profit account tidy up and survey payment. Every penny makes a difference no matter how small the amount.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Another £50 to declare from me after absolutely no craft spending for a whole month (I really don't need anything else as my stash already resembles my own craft shop! but normally I am tempted to a few little bits here and there and digi products are usually my weakness but from the 18th Aug - 18th Sept I am proud to declare that I have not spent 1p on any craft materials so have transferred £50 into the savings account as this would normally have been spent on my crafty goodies :)


    So MEMBER 17 is now at 33% :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • I pretty much lost track again.
    I need to be better at this , been a hectic few months & weeks.
    NSD 3/25 | SA: £38.00 | EF: 38.13
  • I can declare a further £49 towards my target (4%) made up from:-


    £40 face painting party payment
    £8 free dinner voucher for my birthday from local restaurant
    £1 saved from not buying a school cake raffle ticket (as I never win and had lots of birthday cake which needed eating so no more cake was required!)


    So member 17 is now at 37% :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.