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The 1% Challenge - 100 ways to make your 1%

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  • niksyg
    niksyg Posts: 678 Forumite
    Just realised that I do actually have a number - hurrah!

    So updating to say that I, #305 have now paid of 49% of my debt!!

    :j:j:j
    Clearing debt to save for a simple wedding.
    Starting 2016 With debt of £7700
  • Hi, I haven't been on in AGESSSSS!

    Update:
    I have now cleared my CC YIPPEEEEE!
    So now, my target is 7000 family loan.
    Going to start paying a monthly amount to chip away at this as well as saving for bigger chunks.
    Also going to put away as much as I can alongside this. Here goes..
    :rotfl:
  • I hope it's ok to join in

    mum2amelie - 1% is £90.00

    Thank you :)
    Lightbulb moment: 15/09/14 :idea: 1% = £90 | Aiming to be debt-free by July 2017 (my 30th birthday) :beer:
  • Ooh I have a number now too - #278 - strange how much that makes me want to do well lol :D

    I've come off the boil a bit on my main debts as ran up my overdraft repairing the car, then took some time off thinking about money to celebrate my birthday :beer: soooo, debt number 5 is £1200 and 1% is £12. Need to tackle that quickly as it's my overdraft and will mean interest :(
  • Hi guys and gals,


    #335 reporting in...I am at 2.6%, been doing some challenges and chipping away at the debt monkey.... :j
    Looks like I will have a heap of overtime coming in later this month and into next month, so should be able to make some bigger inroads to this
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
  • Ellie_BB
    Ellie_BB Posts: 76 Forumite
    Part of the Furniture 10 Posts Name Dropper Photogenic
    edited 17 September 2014 at 7:47AM
    Hurrah! Had forgotten how good it feels to complain when something's not right! Been given £200 back and 50% discount for the rest of my contract. Not counting it till I have it, but that's a good few % against debt #5 :T :T :T
  • £11 overpaid on the long term loan after an eBay profit account tidy up and survey payment. Every penny makes a difference no matter how small the amount.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Another £50 to declare from me after absolutely no craft spending for a whole month (I really don't need anything else as my stash already resembles my own craft shop! but normally I am tempted to a few little bits here and there and digi products are usually my weakness but from the 18th Aug - 18th Sept I am proud to declare that I have not spent 1p on any craft materials so have transferred £50 into the savings account as this would normally have been spent on my crafty goodies :)


    So MEMBER 17 is now at 33% :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • I pretty much lost track again.
    I need to be better at this , been a hectic few months & weeks.
    NSD 3/25 | SA: £38.00 | EF: 38.13
  • I can declare a further £49 towards my target (4%) made up from:-


    £40 face painting party payment
    £8 free dinner voucher for my birthday from local restaurant
    £1 saved from not buying a school cake raffle ticket (as I never win and had lots of birthday cake which needed eating so no more cake was required!)


    So member 17 is now at 37% :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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