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The 1% Challenge - 100 ways to make your 1%

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  • Well done Mrs Save! It's a really nice achievement to check off those boxes isn't it?
    "Does it spark joy?" - Marie Kondo

    "Do not wait; the time will never be "just right." Start where you stand, and work with whatever tools you may have at your command, and better tools will be found as you go along." Napoleon Hill
  • MrsSave
    MrsSave Posts: 1,817 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    allybee101 wrote: »
    Well done Mrs Save! It's a really nice achievement to check off those boxes isn't it?

    Definitely! This could become addictive. I can't wait to colour the next box in (all different colours to make it look nice of course!!).
    Starting a new debt free journey
    Starting Debt: £5,250
    Current Debt: £4,995.50
    Amount Paid: £254.50 Percentage Paid: 4.84%
    Emergency Fund: £350
  • Hi, can I join in too please? :)

    My total debt is £1585 so I am rounding my 1% up to £16.

    I am starting the challenge as of this week.

    I am hoping to get some online surveys done, list some clothes up on eBay/Depop/Vinted and perhaps Facebook. I also found out today Tesco are boosting their clubcard vouchers so I am hoping to double the tiny £3 I have on mine to go towards a Christmas gift.
    I AM DEBT FREE!
  • Hi there Guys and Gals,

    #335 reporting in...I am at 8.4% now, my overtime came through and was hoping to pay more towards debts, but have a pooch that needs some dental work, so will have to see what's left after that to see what else I can pay off.

    Hope all are well

    DM
    x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
  • Haven't checked in a reeeal long time, but I'm currently on 48% of my total debt. Looking to be on 50% by December!
    LBM moment Nov 2013
    Barclaycard 0% [STRIKE]£2,719.64[/STRIKE] £1,575.22 Virgin 0% [STRIKE]£3,224.00[/STRIKE] £2,533.08 MBNA 0% [STRIKE]£1,994.72[/STRIKE] £2,473.53Lloyds Card 0% [STRIKE]£1740[/STRIKE] £1,260 Loan 22.80% APR [STRIKE]£3,585.63[/STRIKE] GONE:j Invisalign 0% [STRIKE]£2,493.26[/STRIKE] GONE :jOriginal Total: [STRIKE]£13,120.17[/STRIKE] Now: £7,841.43
  • niksyg
    niksyg Posts: 678 Forumite
    Hello!
    Number 305 here - very pleased to report that I have [COLOR="rgb(65, 105, 225)"]now paid 72% off my debt!!![/COLOR]

    :j:j:j
    Clearing debt to save for a simple wedding.
    Starting 2016 With debt of £7700
  • Weldone guys, you're all doing so well and are such an inspiration! I'm just just about to get off the starting line as I've almost made my very first 1%. I've mainly done it through doing surveys, my favourite site is My Survey as the payout threshold is low so its rewarding :). I'm beginning to learn about Swagbucks too but I really need to get my bum into gear and get some stuff up on eBay!
    I AM DEBT FREE!
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    I have paid off another £2137 the long term loan as an overpayment this week taking me to 25% repaid. Getting there, still a long way to go however really pleased with how far I've come over the last year.

    Head down to carry on with the overpayments for the year ahead! I've cut back as much as I can to get rid of all the extra payments for things I don't need and my bank account is all in order now with no unnecessary payments going out. About 2 more years to go I think and see how much interest I can save on the balance of the loan with these overpayments.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Tis slow going this time round, but at least it's still going, so am not complaining :-) Am at 7% today and got some things in pipeline, so hopefully more on the way :-)

    That 7% came from morrisons vouchers and a £60 leccy refund. Been really trying not to waste and so dd was overpaying this quarter :-)
  • So, a week to the day I started this challenge and I have paid 1% off my debt! Yay, could not be happier and the feeling of making the extra payment is great.

    The 1% came from change I'd accumulated over the week such as old money tins I had previously started but never finished.

    I have cashed out two £5 rewards from My Survey that I have earned this week but still waiting for them to hit my bank so I'm not counting that just yet. I'm also testing the waters with eBay and have listed a couple of items.
    I AM DEBT FREE!
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