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The 1% Challenge - 100 ways to make your 1%

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  • Divingmad
    Divingmad Posts: 577 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Hi there,
    Can I join in please....

    Divingmad: 1% - £58

    I have a couple of debts that need a beating and some saving to do.

    Ta

    DM
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
  • I'd love to join too please. 1% seems like a sensible challenge, and I'd love to get this overdraft paid off by Xmas.

    Essexbabe - 1% = £5

    Thanks
  • lynseydee
    lynseydee Posts: 1,808 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Worked out what I had overpaid on our overdraft wrong so last month we had actually reduced it by £248.38. Well pleased as if we carry on overpaying the overdraft and the credit cards at the rate we are paying our debts will be paid off hopefully within three years :j
    Did owe £9,951.96

    Now helping hubby pay off loan. Finally paid off :j

    Owe Virgin [STRIKE]£5,950.00 [/STRIKE]at 0% til June 2009 £3,427.89. Owe HSBC [STRIKE]£5,460.78 [/STRIKE]2.9% til May 2010 £3,703.07. Owe Post Office £1,676.62 at 0% til September 2010
  • I've just transferred £4.39(1%) from my normal account into my savings account by doing it online. I'll do this whenever I can afford to.
    NSD 3/25 | SA: £38.00 | EF: 38.13
  • Have transferred an extra £5 from main account into overdraft account (on top of monthly overdraft fees obviously).

    Next action - send off books to WeBuyBooks, not masses, but will give me another 1%
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    I've just paid off another £1000 off my long term loan, still a long way to go.

    Good though to pay off a massive chunk like that!

    Next month an even bigger chunk will be repaid too which will make me smile all the more as the total owed comes down even more.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Hello everyone!

    Congrats to GreenSaints! Fantastic work, I'm so pleased for you!

    The light at the end of the debt free tunnel is in sight for me too! Just got a few more months to get through and I'll be there.

    It's so great to see the 1% Challenge still having new members.

    Have a great weekend all :)

    Little Miss xx
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi all,


    I've got more %'s to add since my last post:)


    I have earnt:-


    £30 from face painting party yesterday
    £55 from craft fair today
    £24 refund on craft fairs which got cancelled and I chased refund for
    £13 refund on school jumpers which were no longer required


    So that's a further 9.5% to add since my last post :)


    So member 17 = 29% :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Little_Miss_Uni-Debt
    Little_Miss_Uni-Debt Posts: 844 Forumite
    I've been Money Tipped!
    edited 8 September 2014 at 12:19AM
    Well...here comes the crazy long update that this thread truly deserves!

    *Deep Breath* - there have been SO many of you wonderful people joining in on this challenge, keeping it going and making others feel so welcome.

    We have a further 105 members now on the members list :O All other totals have been updated as well.

    Most of the folks below are long standing members that when they first started just jumped straight into the challenge and have made fantastic progress.

    I have fully caught up with the thread and it is amazing to see people keep chipping away at it and getting where they want to be.

    A HUGE congrats to all those that have reached their 100% marks and have continued onto the next debt or even onto saving! You have all earned your star(s) on the front page.

    I'm so pleased to see this thread which I started several years ago continuing to help spur new people on every day.

    Thank you to everyone that has asked for a member number, asked to join or contributed to the thread. You have all been super patient while I have been working on completing my own 1% challenge. You may have asked to join a long while ago but I have made sure that you have been added in to the list in the order that you asked to join. I appreciate you super bunch of percenters very much! :p

    *** End of 2013 Members ***
    samw,
    Orange Ena,
    timetorebuild,
    Shinner,
    Tink-04,
    paintedlady,
    No bread,
    matttye,
    Mightyoak,
    SketchingKari,
    Stationery Spender,
    niknok,
    prettyplease,
    porgie1985,
    ProtegeMoi,
    leictina,
    AGirlWrites,
    Kettlenic,
    Howster75,
    LittleMissKitty,
    anthdci,
    squeeeek,
    lashie,
    WifeandMummy,
    LoveaDove,
    pozza_73,
    savingsassy,
    JunkFairy,
    Trapezius,
    Silver_Lining,
    elly68,
    How Did That Happen,
    clippy-girl,
    jem1276,
    Kez1983,
    roxy7699,
    Lollieinbloom,
    LifeasMe,
    sachatith,
    littlepinkstars,
    iammumtoone,
    frugaldubs,
    Lookingtobrighterthings,
    buddiebabe,
    ellieandie,
    TripsandSmiles,
    kevvlar,
    MissyMae,
    Ellie BB,
    jojitsui,
    Mon10,
    Tathie,
    Charleybear,
    moneysavingmomma,
    glassy2010,
    Broke Kitty,
    Keza197130,
    MrsG 2006,
    millionaire-to-be,
    mummy18,
    flamingo747,
    sure, new name,
    Maisie M,
    JayneC,


    *** 2014 Members ***


    allybee101
    Esme2014
    29Found
    ska1982
    lisanb79
    busybumblebee
    nattiecake
    Kirstybean
    SkinnyLatte
    One Step Forward
    Foxglove
    niksyg
    Katey1980
    H.Ed
    crazy-lady2009
    laurag89
    emsikins
    cantfindafreeuserid
    Ryan_f
    Stebo730
    notenoughcash
    Trixxibell
    idristhedragon
    shelly osborne
    k3olly
    knittage
    redkelly
    charlieyates
    ceo
    rokat
    sonas_baby
    milky1991
    DeafLeopard
    NHS Worker Bee
    nolongerindenial
    GaLa15
    smg61
    Unethical
    grassgirl
    Jay125
    Graciefields
    DivingMad
    DippyKitty
    foolsgold01
    Essex Babe


    I will probably be doing one further update (New Years) in 2014 and then start a fresh new 1% thread in 2015 if people wish to continue.

    I'm hoping to become debt free myself in the next few months, I will still be around here - just as a saver :) When I get there I'm planning on writing the 1% method into a short (free) book, hopefully to help more people on their journey. I'd love to hear your thoughts and if you think people would find that useful.

    Have a super Monday & keep percenting!

    Little Miss xx
  • I would find it useful!
    At the moment I'm doing it as and when I can afford.
    I'm start anew in September since August was rocky with my savings and earnings.

    I'm doing pretty well and I'm a little addicted to see the savings account grow. I so try to put at least £1 In everyday though this month is difficult since I got paid less.
    NSD 3/25 | SA: £38.00 | EF: 38.13
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