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The 1% Challenge - 100 ways to make your 1%

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  • sonas_baby
    sonas_baby Posts: 224 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Some swapping around and skinning myself but I've paid the first one off:D. Roll on payday on Friday, then I can start on 2nd one:j
    It is the job that is never started that takes the longest to finish. Tolkien.
    Save 12k in 2025 No 18 365 1p challenge 2025 No 2
  • GreenSaints
    GreenSaints Posts: 718 Forumite
    Debt-free and Proud!
    Hi All

    Excuse me while I break out into song *to the tune of 'Born Free'

    Debt Free, as Debt Free as the wind belows
    As Debt Free as the grass grows,
    Debt Free to follow my heart

    WOOOOOOOOOOOHOOOOOOOOOOOOOOOOOOOOOOOOO!

    So, as you can guess, my total is now

    Member #198 £8,731.92/£8,731.92 (100%!)

    :money::money::money::money::money::money::money::j:j:j:j:j
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • Wow, this is great. If I have done my maths correctly I have paid off 25% ish. I have really ,cut back and had lots of nsd and am sticking to my budget. I had some money sitting in a savings account so used that towards paying off credit card. It is quite difficult though. I really must keep going. My progress will be slower from now on and will need to find creative ways to to make extra payments. I work full time but need ways to make that extra 1% per day. Thanks for all the inspiration on this board.
    Gracie
    Barclay Card £3600 [STRIKE]HSBC CC £2587[/STRIKE] ZERO
    Total CC Debt [STRIKE][STRIKE][STRIKE]£7755[/STRIKE] [/STRIKE][/STRIKE]
    COLOR="Red"]$[STRIKE]7151[/STRIKE][/COLOR] £6487
    November 2018 GC £25Pw/£100Pm Nov Grocery Challenge £83.56/£100 Dec GC £95.64/£125Jan 2019 GC COLOR="Red"]64.86/£125[/COLOR] Feb GC COLOR="DarkRed£100.43/]£125[/COLOR]March GC OR="Red"]145.00/125[/COLOR]
    April GC £130/£125 Aug GC £72.71/£100
  • allybee101
    allybee101 Posts: 736 Forumite
    Part of the Furniture Combo Breaker
    Well done Green Saint!! Fabulous work!
    Hello new folk!

    I've paid off another 3.5% of my overdraft - 64% now paid off, only £1000 to go.
    I hoped to pay it all off by October but that has slipped to December now I think (need to check figures). But it is nice to see my bank balance in the black at the start of the month!
    "Does it spark joy?" - Marie Kondo

    "Do not wait; the time will never be "just right." Start where you stand, and work with whatever tools you may have at your command, and better tools will be found as you go along." Napoleon Hill
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Well done Green Saint, fantastic news!

    As for me, I found out I've saved another £200 interest on the long term loan, coming down bit by bit.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Green saint what a fantastic achievement well done xoxox :j:beer::money:

    I've paid 15% so far off my CC this month. Should get paid OT this week hoping to pay another 5% before the month is out.
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Another 2% paid of CC. Onwards and upwards
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • ellesbellesxxx
    ellesbellesxxx Posts: 1,105 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yay well done Green saint! Fab news :)
    :rotfl:
  • niksyg
    niksyg Posts: 678 Forumite
    Haven't posted for a while and I don't think I ever got added to the list...BUT I just wanted to share the fact that today I paid the 28th percent off my debt and it now stands at under £1000 which has been a huge milestone I have been trying to get to for a while.:T :j

    I now only have £993.60 left to pay and this challenge has really made it easier to cope with paying off this dept. Keep chipping away you 1% ers :)
    Clearing debt to save for a simple wedding.
    Starting 2016 With debt of £7700
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi everyone - only me and I'm sorry I've been away for so long. Life just seemed to get in the way and we decided that as prices were rising so quickly that it was not worth buying another BTL property so I guess I just took my eye off the ball and money making was not a priority for me.


    I'm seriously impressed with all your %'s which have been clocked up since I last visited. Well done everyone and a massive well done to GreenTiger :)


    Anyway I am back now and would like to change my target figure if possible to £1250 so my new 1% is £12.50. This represents half of the cost of a new boiler for our house which we need. I'm aiming to raise this amount by Christmas if possible.


    I can already declare £197 towards my total target earned from three face painting gigs I have just completed so I make that 15.75% completed already. I've missed you guys and the buzz from getting my %'s has returned already :)


    Off now to check the list again and see where else I can earn my next %'s :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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