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Comments
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hi, i dont know if im added to the list but i've added my first 1%!
Grassgirl (think im number 230?) -1%
January 2025 - Debt £20,0060 -
Have decided to stop overpaying the mortgage as we are in our overdraft and I thought I could reduce it and the mortgage at the same time but I'm not keeping up as well as I thought I could. Have had a proper sit down this weekend and gone through our finances and am hoping I can get it cleared quite soon. The overdraft stands at £1,942.72 so 1% would be £20.00 rounded up but considering that's what we're charged on a monthly basis I would have to achieve more than that to start reducing it so I guess ideally I would need to be looking to pay the 1% plus the charge which makes it £40.00. This is the minimum I will be looking at paying.Did owe £9,951.96
Now helping hubby pay off loan. Finally paid off :j
Owe Virgin [STRIKE]£5,950.00 [/STRIKE]at 0% til June 2009 £3,427.89. Owe HSBC [STRIKE]£5,460.78 [/STRIKE]2.9% til May 2010 £3,703.07. Owe Post Office £1,676.62 at 0% til September 20100 -
Have decided to stop overpaying the mortgage as we are in our overdraft and I thought I could reduce it and the mortgage at the same time but I'm not keeping up as well as I thought I could. Have had a proper sit down this weekend and gone through our finances and am hoping I can get it cleared quite soon. The overdraft stands at £1,942.72 so 1% would be £20.00 rounded up but considering that's what we're charged on a monthly basis I would have to achieve more than that to start reducing it so I guess ideally I would need to be looking to pay the 1% plus the charge which makes it £40.00. This is the minimum I will be looking at paying.
Would it be possible to swap bank accounts and shift the overdraft to a 0%/no charge one? Or getting a £2000 credit card and clearing it on to the card thus saving you the monthly charge? Not sure if those options are available to you xDFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350 -
Not sure when I last updated but I am now at 39% and will be up to 40% before the end of the month!1% at a time no. 40. £8000 (For dream family holiday) 94/100
MFW 2013 no. 62 £10,000/£10,000
MFW 2014 no 62 £8000/£70000 -
happytails wrote: »Would it be possible to swap bank accounts and shift the overdraft to a 0%/no charge one? Or getting a £2000 credit card and clearing it on to the card thus saving you the monthly charge? Not sure if those options are available to you x
I'm quite happy keeping the account as it is as our incomings are higher than our outgoings. It's just a case of keeping a better eye on the extras we're spending the money on and not getting too lax about the whole thing.Did owe £9,951.96
Now helping hubby pay off loan. Finally paid off :j
Owe Virgin [STRIKE]£5,950.00 [/STRIKE]at 0% til June 2009 £3,427.89. Owe HSBC [STRIKE]£5,460.78 [/STRIKE]2.9% til May 2010 £3,703.07. Owe Post Office £1,676.62 at 0% til September 20100 -
Good morning! PRactically half way through June already! How did that happen, half way through 2014 soon! Crazy!
Sarah xDFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350 -
Hello
Still don't think I'm an official member of this board yet but I think I'm #230. Grassgirl. Total currently at 9%!! January 2025 - Debt £20,0060 -
Payday Friday so spent last night doing figures, £50 left in bank so now transfered to cc 58% now.It is the job that is never started that takes the longest to finish. Tolkien.Save 12k in 2025 No 18 365 1p challenge 2025 No 20
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Overpaid a further £9 to the long term loan account bringing the total to £1120 overpaid so far.
Quiet on eBay for the last month but keeping going for the final push of ridding myself of excess stuff.
3 payments left on the other loan and that'll also be repaid in full, can't wait!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Hi y'all,
Haven't been on here in agesssss...really good to read through and see how everyone is doing - well done "iwannabeasaver"!
Well I got sidelined by wedding savings! I guess we made that the priority so really now need to sort out the CC and family loan.
So... My latest figures...
1660/2500 is CC
7000/8000 is family loan.
I REALLY want to pay off CC before cmas then put everything into family loan. Heregoes...:rotfl:0
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