The 1% Challenge - 100 ways to make your 1%

sgm61

Hi all,

Have been waiting so impatiently for payday and it's finally here.

Yippee got backpay that I was owed for ages :j:j

Paid to Barclaycard £2000 and Argos £100 and CC £51.58 to clear CC - if only I could learn not to use my cards even small buys add up :mad:

But still have my DD of £200 to go through to Barclaycard next Monday and have another £400 in my purse to bank which will also go to Barclaycard (when I find time to get to the bank ha ha) :rotfl:. So am very pleased with my progress so far AND I forgot :money: was accepted for Tesco 0% card for 29 months - when it comes will transfer £2300 from Barclaycard to it and will then really tackle paying off the rest as quickly as possible.

Will update when DD goes through.

xxx

melodramaticme

Monthly update
#196 £2108.77 / £6200 34%/100%

another 2 % paid off. Small steps in the right direction.

Ellie_BB

Was feeling demoralised but the 1% challenge has kept me sane! Just totted up my figures, and finished paying off card number 1 (100%:j) and, despite charges accrued on the latest credit card shuffle, I've still cleared 25.95% overall :beer: Debt now sitting on two cards, but for motivation, am keeping to the original three card split. Next smallest card (which is still accruing interest, albeit only 6.9%) is the next one I'm targeting - so, card number 2 = 10% clear so far, meaning £2000 to go.... Onwards and upwards fellow 1%ers

remote_control

Hi all, does anyone know with the new eBay changes if it is 20 items per calendar month? I.e. has it reset this morning? There used to be a way you could see how many free listings you had but I can't seem to see it now. Thanks and happy percenting.

melodramaticme

remote_control wrote: »

Hi all, does anyone know with the new eBay changes if it is 20 items per calendar month? I.e. has it reset this morning? There used to be a way you could see how many free listings you had but I can't seem to see it now. Thanks and happy percenting.

They reset this morning. For me I need to have the "All selling" pages up and if you scroll down past the Sold items there is a place where it shows what listings you have available. HTH:)

remote_control

You're a star! I spent ages searching for that this morning!

Thanks.

melodramaticme

You're welcome.

iwannabeasaver

Hi, Long time no post.

Number 187 Update!

I am not quite debt free yet, but am pretty close compared to this time last year...

My company announced in April 2012 that they were starting a redundancy programme, and they've been doing it in waves, 500-750 at a time. I found out in August 2013 that I was selected for redundancy, and I finished on 20th December. I used my redundancy money to pay off my credit cards and money I'd borrowed from family.

I still have debt on my car, and the Haven holiday home that I co-own with my parents, but that's it!

I started a new job a few weeks ago and as it involved relocating, I have settled into a new home a week ago.

Can I please start a new 1% plan? The balloon payment on my car will be £6000, so I'd like to start a new 1% savings plan for that amount, meaning 1% = £60.

Thanks, and good luck to everyone on their journey.

happytails

Big changes iwannabeasaver! sounds like things are working out well

Paid £130 off the CC yesterday. The balance is now £3800 ish so 41.5% paid Slow and steady, its on a 0% deal til May 2015. - Its actually £3696 YAY so 43.1% paid. Even better!

Really need to get some savings put aside for the car payment. Going to put £200 in the savers and hope i dont need it this month!

Sarah x

iwannabeasaver

happytails wrote: »

Big changes iwannabeasaver! sounds like things are working out well

Paid £130 off the CC yesterday. The balance is now £3800 ish so 41.5% paid Slow and steady, its on a 0% deal til May 2015.

Really need to get some savings put aside for the car payment. Going to put £200 in the savers and hope i dont need it this month!

Sarah x

Thanks happytails! Yes big changes indeed. So far so good, and things looking up, I can finally be a saver!! Might have to change my username

My company repaid my relocation expenses today, so I can soon make a start on that savings account. I borrowed a bit from Mum and Dad, and I have to pay off the credit card I had to use, but the money is there for it, and a bit more, and that's the first time I've EVER been able to say that! There's not much that could make me happier right now.

:T

Lorraine (aka finallyasaver)