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The 1% Challenge - 100 ways to make your 1%

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  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    That's right, slow steps and steady pace all get you to the point where you real use progress is being made.

    As for me I've been refunded £75 in compensation which is going towards the loan overpayment when it arrives. Slow and steady pace here but it's going well reducing the interest charges.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • lynseydee
    lynseydee Posts: 1,808 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    happytails wrote: »
    Got 14 things listed on Ebay so far, one with £5.26 bid so hopefully ill get a few more bids on them before they end. Hoping to list more at 99p today before ebay change things tomorrow.

    Got a DFD of 18 months time, should have been March next year but realistically it likely wont be until later in the year so anything before Xmas 2015 will be a bonus. Our Loan doesnt end until Dec 2016 but hoping to pay this off a year early (which means saving up £3693.60 next year to do so)

    Argh, best get back to my listings

    Sarah



    Hi Sarah


    Well done on getting a DFD.


    What is changing with ebay?
    Did owe £9,951.96

    Now helping hubby pay off loan. Finally paid off :j

    Owe Virgin [STRIKE]£5,950.00 [/STRIKE]at 0% til June 2009 £3,427.89. Owe HSBC [STRIKE]£5,460.78 [/STRIKE]2.9% til May 2010 £3,703.07. Owe Post Office £1,676.62 at 0% til September 2010
  • liz-paul
    liz-paul Posts: 899 Forumite
    I'm up to 38% now. Am still no track to make 2% per month this year :D
    1% at a time no. 40. £8000 (For dream family holiday) 94/100
    MFW 2013 no. 62 £10,000/£10,000
    MFW 2014 no 62 £8000/£7000
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 18 May 2014 at 11:12PM
    lynseydee wrote: »
    Hi Sarah


    Well done on getting a DFD.


    What is changing with ebay?

    They usually offer 100 free listings at 99p or less a month with occasional free listing weekends (to list above 99p) and now they are offering 20 free listings a month but with no maximum list price so you can list for whatever you like. Its best to bundle things i think to maximise chances. I'm guessing less people will use Ebay and those that do will be listing at 'the' price they want for their item, meaning less bargains for the buyers so they're likely to not buy. Not sure if my late night rambling made any sense LOL

    I just checked through my paperwork/documents and found i am due £30 cashback from my home insurance policy, it doesnt say when on the letter so going to have a mooch online and maybe call them in the morning. That can go straight to the car payment.

    SArah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • Hello all!


    Just quickly checking in! I'm getting close to 50% cleared now. Hopefully have a DFD of before the end of the year.


    This is hard work!

    Hope you all are well.


    Little Miss xx
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Looking forward to June and being thriftier than we have been as aiming to make/save 25% of of the current debt we are tackling! 25% is £534 approx! So we will have to meal plan, be creative with days out and find more things to sell!

    Sarah
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Upto 15% now saved up to overpay and overpaid on the long term loan. All going well.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • grassgirl
    grassgirl Posts: 407 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    edited 29 May 2014 at 4:01PM
    Hello :) may I join please :)

    Grassgirl my 1% is £75
    January 2025 - Debt £20,006
  • sonas_baby
    sonas_baby Posts: 224 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    managed another 1% to cc this week trying to pay at least 1% of this off every week if I can.
    It is the job that is never started that takes the longest to finish. Tolkien.
    Save 12k in 2025 No 18 365 1p challenge 2025 No 2
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    £25 overpaid onto the loan. Tight funds this month so that's all I can afford unless some more sales on eBay materialise.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
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