We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

The 1% Challenge - 100 ways to make your 1%

1…110111113115116…165

Comments

  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi everyone!

    Slight set back of £41 on some 'new to us' leather sofas off Ebay. Been searching on and off since summer so quite pleased :)

    Hoping to sort out some bits to sell to put towards the car debt as we currently have 0%! 1% is £21 and need 100% by October.

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • troglodyte
    troglodyte Posts: 712 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Well done Ally on your progress and congrats Happytails on your bargains!
  • emsikins
    emsikins Posts: 121 Forumite
    Tenth Anniversary Combo Breaker
    Sorry I've been AWOL since signing up but I Have just calculated I have paid 5%. Not huge but still happy to have shifted something!!
    Total debt at LBM... £16,815.02 :eek:
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Another £115 made from eBay sales making it another % to add repaid and 13% so far
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • melodramaticme
    melodramaticme Posts: 122 Forumite
    Part of the Furniture 100 Posts
    Just checking in with my April totals

    #196 2008.77/6200 32% paid


    Savings goal £30,000 1% = £300.
    [/COLOR]
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Today I overpaid the £115 plus another £35 from eBay and then £25 from me on the loan, making a total of £951 overpaid since December 2013.

    Only £50 to go and that's £1000 extra paid off, pleased! Will get another balance then to see what difference it makes to the interest total.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thats great Fedup!! Well done!! :j

    We are just managing minimum payments ATM as had a lot to pay out with both cars. Speaking of cars, the big one just cost me £285 in road tax today :eek: Decided to do the yearly one as i dont want to have to find £156 in November for the bi-annual one, so tightening our belts this month instead and taking the hit!

    Both cars are in need of tyres, i think 5 between them :s and the small one needs a new radiator. Its all money, money i just dont really have. Think im going to get 2 of the worst tyres replaced with part worn ones so i dont get told off my the police! (yes they are that bad!)

    Got a sewing job, a paid one, from my mum, but still! She wants me to make some bolster cushions that fit perfectly on her sofa and the inner aswell, out of the buckwheat kernels i have. Yay. love sewing, it doesnt feel like work - yet! Need to work out the costings yet.

    Also pleased to say the radiators are now well and truly off!! :T

    Hoping to have more to announce in June!!

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • unethical
    unethical Posts: 35 Forumite
    Unethical: 1% is £162.72
    Zopa: £1210.17 (£989.39) Santander: £1685.10 (£467.98)
    Barclaycard: £6402.79 (£6438.28) HMRC 1:705.69 (£696.89)
    HMRC 2: £1699.09 (£1677.89) Student Loan: £4569.51(£4476.51) Vanquis:£644.79 Tesco:£931.18 (Total debt up by £50.56)
    Make £10 a day challenge-May=£19.06
    Payment a day challenge=£316.37 so far
  • sonas_baby
    sonas_baby Posts: 235 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Managed another 1% to cc this month which mean it's quarter paid off before the monthly payment on the 8th, the small extra payments are certainly making a difference. :j
    It is the job that is never started that takes the longest to finish. Tolkien.
    Save 12k in 2025 No 18 365 1p challenge 2025 No 2
  • liz-paul
    liz-paul Posts: 899 Forumite
    37% now :D
    Slowly but surely!
    1% at a time no. 40. £8000 (For dream family holiday) 94/100
    MFW 2013 no. 62 £10,000/£10,000
    MFW 2014 no 62 £8000/£7000
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture