📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The 1% Challenge - 100 ways to make your 1%

Options
1110111113115116165

Comments

  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi everyone!

    Slight set back of £41 on some 'new to us' leather sofas off Ebay. Been searching on and off since summer so quite pleased :)

    Hoping to sort out some bits to sell to put towards the car debt as we currently have 0%! 1% is £21 and need 100% by October.

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • troglodyte
    troglodyte Posts: 712 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Well done Ally on your progress and congrats Happytails on your bargains!
  • emsikins
    emsikins Posts: 121 Forumite
    Tenth Anniversary Combo Breaker
    Sorry I've been AWOL since signing up but I Have just calculated I have paid 5%. Not huge but still happy to have shifted something!!
    Total debt at LBM... £16,815.02 :eek:
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Another £115 made from eBay sales making it another % to add repaid and 13% so far
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • melodramaticme
    melodramaticme Posts: 122 Forumite
    Part of the Furniture 100 Posts
    Just checking in with my April totals

    #196 2008.77/6200 32% paid


    Savings goal £30,000 1% = £300.
    [/COLOR]
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Today I overpaid the £115 plus another £35 from eBay and then £25 from me on the loan, making a total of £951 overpaid since December 2013.

    Only £50 to go and that's £1000 extra paid off, pleased! Will get another balance then to see what difference it makes to the interest total.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thats great Fedup!! Well done!! :j

    We are just managing minimum payments ATM as had a lot to pay out with both cars. Speaking of cars, the big one just cost me £285 in road tax today :eek: Decided to do the yearly one as i dont want to have to find £156 in November for the bi-annual one, so tightening our belts this month instead and taking the hit!

    Both cars are in need of tyres, i think 5 between them :s and the small one needs a new radiator. Its all money, money i just dont really have. Think im going to get 2 of the worst tyres replaced with part worn ones so i dont get told off my the police! (yes they are that bad!)

    Got a sewing job, a paid one, from my mum, but still! She wants me to make some bolster cushions that fit perfectly on her sofa and the inner aswell, out of the buckwheat kernels i have. Yay. love sewing, it doesnt feel like work - yet! Need to work out the costings yet.

    Also pleased to say the radiators are now well and truly off!! :T

    Hoping to have more to announce in June!!

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • unethical
    unethical Posts: 35 Forumite
    Unethical: 1% is £162.72
    Zopa: £1210.17 (£989.39) Santander: £1685.10 (£467.98)
    Barclaycard: £6402.79 (£6438.28) HMRC 1:705.69 (£696.89)
    HMRC 2: £1699.09 (£1677.89) Student Loan: £4569.51(£4476.51) Vanquis:£644.79 Tesco:£931.18 (Total debt up by £50.56)
    Make £10 a day challenge-May=£19.06
    Payment a day challenge=£316.37 so far
  • sonas_baby
    sonas_baby Posts: 224 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Managed another 1% to cc this month which mean it's quarter paid off before the monthly payment on the 8th, the small extra payments are certainly making a difference. :j
    It is the job that is never started that takes the longest to finish. Tolkien.
    Save 12k in 2025 No 18 365 1p challenge 2025 No 2
  • liz-paul
    liz-paul Posts: 899 Forumite
    37% now :D
    Slowly but surely!
    1% at a time no. 40. £8000 (For dream family holiday) 94/100
    MFW 2013 no. 62 £10,000/£10,000
    MFW 2014 no 62 £8000/£7000
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.