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The 1% Challenge - 100 ways to make your 1%
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2% paid off the Barclaycard (added to the 10% already paid off = 12%)Total debt March 2014: £11,194. Now £4,198.
0% CC1: [STRIKE]£2,240[/STRIKE] £0. 0% CC2: [STRIKE]£1,934[/STRIKE] £0.
0% CC3: £0 0% CC4: £4,198.
12.9% Loan: [STRIKE]£3,000[/STRIKE] £0
14.9% HP: [STRIKE]£1,103[/STRIKE] £00 -
Minimum payment now paid for this month on the Credit card but unfortunately the small car needs a new radiator at £171 and booked in tomorrow - i could cry! Silly cars are costing us a fortune at the moment!!
Sarah xDFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350 -
Have made a payment of £171.20 towards the mortgage again this month. Will be able to continue making overpayments towards the mortgage as all of my credit cards have offered 0% deals so will be doing some shuffling from the end of the month:jDid owe £9,951.96
Now helping hubby pay off loan. Finally paid off :j
Owe Virgin [STRIKE]£5,950.00 [/STRIKE]at 0% til June 2009 £3,427.89. Owe HSBC [STRIKE]£5,460.78 [/STRIKE]2.9% til May 2010 £3,703.07. Owe Post Office £1,676.62 at 0% til September 20100 -
Another 23% cleared from the Barclaycard (added to the 12% already cleared = a total of 35% of this debt paid off)
Total debt March 2014: £11,194. Now £4,198.
0% CC1: [STRIKE]£2,240[/STRIKE] £0. 0% CC2: [STRIKE]£1,934[/STRIKE] £0.
0% CC3: £0 0% CC4: £4,198.
12.9% Loan: [STRIKE]£3,000[/STRIKE] £0
14.9% HP: [STRIKE]£1,103[/STRIKE] £00 -
Very pleased after £50 made on eBay after fees and postage costs have been taken out. Have broken the £1000 overpayment mark now for this year. A long way still to go though!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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Got 14 things listed on Ebay so far, one with £5.26 bid so hopefully ill get a few more bids on them before they end. Hoping to list more at 99p today before ebay change things tomorrow.
Got a DFD of 18 months time, should have been March next year but realistically it likely wont be until later in the year so anything before Xmas 2015 will be a bonus. Our Loan doesnt end until Dec 2016 but hoping to pay this off a year early (which means saving up £3693.60 next year to do so)
Argh, best get back to my listings
SarahDFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350 -
That £50 has been paid off the loan taking it now to 14% repaid now including £1000 repaid and £1750 saved for repaying.
Happy with the progress being made over the last 7 months, all going wellfinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Just submitted my meter readings so i can see if i can reduce my monthly DD for gas & elec. Even £10 a month would be good!
Need to get some really money saving/earning going on now. Its not really got back on track since March. Just sent £15 across to DH for debts but likely it will get spent on other things. Got £80 coming from my brother today and £20 off my friend friday which is then going to another friend who i owe £20 to lol.
Just about to check ebay for any new bids.
Sarah xDFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350 -
Monthly payment plus a little extra to cc means I have now paid 35% off, its creeping its way there.
It is the job that is never started that takes the longest to finish. Tolkien.Save 12k in 2025 No 18 365 1p challenge 2025 No 20 -
Listed a few more things on Ebay this evening, just aiming for things that will be set at £5 or higher now Ebay have changed their listings :mad:
Everything seems slow and steady ATM but i read this quote today and it applies to me right about now and probably a few others
'Just because you are struggling doesn't mean you are failing.'
Sarah xDFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350
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