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The 1% Challenge - 100 ways to make your 1%

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  • NHS_worker_bee
    NHS_worker_bee Posts: 193 Forumite
    2% paid off the Barclaycard (added to the 10% already paid off = 12%)
    Total debt March 2014: £11,194. Now £4,198.
    0% CC1: [STRIKE]£2,240[/STRIKE] £0. 0% CC2: [STRIKE]£1,934[/STRIKE] £0.
    0% CC3: £0 0% CC4: £4,198.
    12.9% Loan: [STRIKE]£3,000[/STRIKE] £0
    14.9% HP: [STRIKE]£1,103[/STRIKE] £0
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Minimum payment now paid for this month on the Credit card but unfortunately the small car needs a new radiator at £171 and booked in tomorrow - i could cry! Silly cars are costing us a fortune at the moment!!

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • lynseydee
    lynseydee Posts: 1,808 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Have made a payment of £171.20 towards the mortgage again this month. Will be able to continue making overpayments towards the mortgage as all of my credit cards have offered 0% deals so will be doing some shuffling from the end of the month:j
    Did owe £9,951.96

    Now helping hubby pay off loan. Finally paid off :j

    Owe Virgin [STRIKE]£5,950.00 [/STRIKE]at 0% til June 2009 £3,427.89. Owe HSBC [STRIKE]£5,460.78 [/STRIKE]2.9% til May 2010 £3,703.07. Owe Post Office £1,676.62 at 0% til September 2010
  • Another 23% cleared from the Barclaycard (added to the 12% already cleared = a total of 35% of this debt paid off) :)
    Total debt March 2014: £11,194. Now £4,198.
    0% CC1: [STRIKE]£2,240[/STRIKE] £0. 0% CC2: [STRIKE]£1,934[/STRIKE] £0.
    0% CC3: £0 0% CC4: £4,198.
    12.9% Loan: [STRIKE]£3,000[/STRIKE] £0
    14.9% HP: [STRIKE]£1,103[/STRIKE] £0
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Very pleased after £50 made on eBay after fees and postage costs have been taken out. Have broken the £1000 overpayment mark now for this year. A long way still to go though!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Got 14 things listed on Ebay so far, one with £5.26 bid so hopefully ill get a few more bids on them before they end. Hoping to list more at 99p today before ebay change things tomorrow.

    Got a DFD of 18 months time, should have been March next year but realistically it likely wont be until later in the year so anything before Xmas 2015 will be a bonus. Our Loan doesnt end until Dec 2016 but hoping to pay this off a year early (which means saving up £3693.60 next year to do so)

    Argh, best get back to my listings

    Sarah
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    That £50 has been paid off the loan taking it now to 14% repaid now including £1000 repaid and £1750 saved for repaying.

    Happy with the progress being made over the last 7 months, all going well
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just submitted my meter readings so i can see if i can reduce my monthly DD for gas & elec. Even £10 a month would be good!

    Need to get some really money saving/earning going on now. Its not really got back on track since March. Just sent £15 across to DH for debts but likely it will get spent on other things. Got £80 coming from my brother today and £20 off my friend friday which is then going to another friend who i owe £20 to lol.

    Just about to check ebay for any new bids.

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • sonas_baby
    sonas_baby Posts: 224 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Monthly payment plus a little extra to cc means I have now paid 35% off, its creeping its way there. :D
    It is the job that is never started that takes the longest to finish. Tolkien.
    Save 12k in 2025 No 18 365 1p challenge 2025 No 2
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Listed a few more things on Ebay this evening, just aiming for things that will be set at £5 or higher now Ebay have changed their listings :mad:

    Everything seems slow and steady ATM but i read this quote today and it applies to me right about now and probably a few others

    'Just because you are struggling doesn't mean you are failing.'

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
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