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Buffy takes babysteps.

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  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Oooh I need a watch.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I smell.

    I have cleaned out the gerbils, the piggies, the goldfish and sat in the garden with piggies.

    Also hoovered, tidied up, went through a pile of junk on my desk, recycled loads of papers, activated a new credit card, deleted old e mails, set up phone and put away some washing.

    I now have a pile of marking to do.

    Need to make some lists...........................

    xxx
    Nevertheless she persisted.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    you'll do anything to avoid that marking...wow you've got a lot done.
  • Sun_Addict
    Sun_Addict Posts: 24,053 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi buffy - you've been busy! Feels great when you get loads done thought doesn't it. I like a good list!
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    taxi73 wrote: »
    you'll do anything to avoid that marking...wow you've got a lot done.


    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

    You know it wasn't till I read that post today that I realised, oh Taxi you don't know how true that is!!!!

    xx
    Nevertheless she persisted.
  • Right Cards on the table.

    1200 for the house/garden fixings
    1500 for the ma. Which I am in trouble.

    2300 for op - IF I decide to have it done privately.

    money has been SUPER tight. I have borrowed 270 out of my "pots"

    100 out of 365 account
    50 out of my union fees
    20 out of my holiday account
    100 out of my Virtual savings account.

    I think I do owe some money on my T*sco's card - Amazon junkie, books for tutoring and possible supply.... and sister's b'day present and I did buy a necklace but it was so pretty! I couldn't resist.

    !

    Right after the shopping/phone fiasco I borrowed another 100 out of the Holiday account in Barclays, I am debating whether or not to pay this back. I have gone away ALOT lately and I think maybe I just have to accept that there will be no holiday this year.

    I also need to go into the bank(S) in the hols and close some accounts.

    This whole system of savings little bits all over the place has certainly saved my bacon over this last month but I need a simpler approach when not working/in between jobs.

    need bed now. badly. the lettuce for my piggies is wilting but my head is full of what ifs and maybe re making cash, and most ideas don't involve going on the game or selling my kidneys. so you know progress!

    xx
    Nevertheless she persisted.
  • Just quickly before I fall asleep.

    paid the spends on my t'scos card - 44 quid.

    moved more money round to cover my spends this week. Weekend away could be interesting!

    have lost count of what I have moved but that is extreme tiredness I think!

    want to keep my

    virtual sealed pot - owe it 100
    want to keep my 365 days - owe it 100
    need to keep union account - owe it 100

    need to re start the union account.

    need to keep the pets account.
    thought of something else... nope gone!

    that's midnight. need sleep.
    Nevertheless she persisted.
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Well done on handing in your notice. I don't suppose you have thought about going after them for constructive dismissal have you? Ie the atmosphere being so horrible it was affecting your health so you felt you had no alternative but to leave?

    What did your mum say when you told her?

    Good luck with your economising
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Leebertine
    Leebertine Posts: 23 Forumite
    Just quickly before I fall asleep.

    paid the spends on my t'scos card - 44 quid.

    moved more money round to cover my spends this week. Weekend away could be interesting!

    have lost count of what I have moved but that is extreme tiredness I think!

    want to keep my

    virtual sealed pot - owe it 100
    want to keep my 365 days - owe it 100
    need to keep union account - owe it 100

    need to re start the union account.

    need to keep the pets account.
    thought of something else... nope gone!

    that's midnight. need sleep.

    Congratulations on handing in your notice. Will you be looking for a new job any time soon or just reaping the benefits of being carefree?

    Hope everything goes well for you and you managed to get some sleep.

    Good luck and if you ever need a natter feel free to send me a message :)

    Lee
    Debt as of Dec 2012: 8900 :(
    Debt as of May 2013: 3000 :)
  • Sun_Addict
    Sun_Addict Posts: 24,053 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Buffy

    Oh the joys of moving money around between "pots"! Nice to see you're simplifying things.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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