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Buffy takes babysteps.
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Oooh I need a watch.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I smell.
I have cleaned out the gerbils, the piggies, the goldfish and sat in the garden with piggies.
Also hoovered, tidied up, went through a pile of junk on my desk, recycled loads of papers, activated a new credit card, deleted old e mails, set up phone and put away some washing.
I now have a pile of marking to do.
Need to make some lists...........................
xxxNevertheless she persisted.0 -
you'll do anything to avoid that marking...wow you've got a lot done.0
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Hi buffy - you've been busy! Feels great when you get loads done thought doesn't it. I like a good list!I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Buffythedebtslayer wrote: »Right Cards on the table.
1200 for the house/garden fixings
1500 for the ma. Which I am in trouble.
2300 for op - IF I decide to have it done privately.
money has been SUPER tight. I have borrowed 270 out of my "pots"
100 out of 365 account
50 out of my union fees
20 out of my holiday account
100 out of my Virtual savings account.
I think I do owe some money on my T*sco's card - Amazon junkie, books for tutoring and possible supply.... and sister's b'day present and I did buy a necklace but it was so pretty! I couldn't resist.
!
Right after the shopping/phone fiasco I borrowed another 100 out of the Holiday account in Barclays, I am debating whether or not to pay this back. I have gone away ALOT lately and I think maybe I just have to accept that there will be no holiday this year.
I also need to go into the bank(S) in the hols and close some accounts.
This whole system of savings little bits all over the place has certainly saved my bacon over this last month but I need a simpler approach when not working/in between jobs.
need bed now. badly. the lettuce for my piggies is wilting but my head is full of what ifs and maybe re making cash, and most ideas don't involve going on the game or selling my kidneys. so you know progress!
xxNevertheless she persisted.0 -
Just quickly before I fall asleep.
paid the spends on my t'scos card - 44 quid.
moved more money round to cover my spends this week. Weekend away could be interesting!
have lost count of what I have moved but that is extreme tiredness I think!
want to keep my
virtual sealed pot - owe it 100
want to keep my 365 days - owe it 100
need to keep union account - owe it 100
need to re start the union account.
need to keep the pets account.
thought of something else... nope gone!
that's midnight. need sleep.Nevertheless she persisted.0 -
Well done on handing in your notice. I don't suppose you have thought about going after them for constructive dismissal have you? Ie the atmosphere being so horrible it was affecting your health so you felt you had no alternative but to leave?
What did your mum say when you told her?
Good luck with your economising
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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Buffythedebtslayer wrote: »Just quickly before I fall asleep.
paid the spends on my t'scos card - 44 quid.
moved more money round to cover my spends this week. Weekend away could be interesting!
have lost count of what I have moved but that is extreme tiredness I think!
want to keep my
virtual sealed pot - owe it 100
want to keep my 365 days - owe it 100
need to keep union account - owe it 100
need to re start the union account.
need to keep the pets account.
thought of something else... nope gone!
that's midnight. need sleep.
Congratulations on handing in your notice. Will you be looking for a new job any time soon or just reaping the benefits of being carefree?
Hope everything goes well for you and you managed to get some sleep.
Good luck and if you ever need a natter feel free to send me a message
LeeDebt as of Dec 2012: 8900
Debt as of May 2013: 30000 -
Hi Buffy
Oh the joys of moving money around between "pots"! Nice to see you're simplifying things.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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